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  • Jessy103
    Jessy103 Posts: 2,398 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Well, I've got started on getting under the £10k mark. Had a look at the bills spreadsheet this morning and with what I will have left over at the end of the month, I figured some of it could be used to make a nice little op. £139.73 paid which gets rid of the £39.73 of interest and then £100 off the principle, so new total is £10,400. 

    The money I earn this morning fron cleaning will be used for a card and a voucher for my dad's birthday this week. DHs birthday is the 15th October and so I need to think about what to get him, he likes a Baileys so I'll get a bottle of that and perhaps just pay for a meal out for us. I'll see if he has anything in mind that he wants. 

    Have a nice Sunday x
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • pink_poppy
    pink_poppy Posts: 2,221 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Baileys is currently £14 for a 1L bottle in Tesco - or it is in Scotland anyway.
    'A watched potato will never chit'...
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You definitely need a go fund me. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jessy103
    Jessy103 Posts: 2,398 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Baileys is currently £14 for a 1L bottle in Tesco - or it is in Scotland anyway.
    Thanks @pink_poppy, I'll have a look 🙂
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Jessy103
    Jessy103 Posts: 2,398 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    beanielou said:
    You definitely need a go fund me. 
    We all do! 
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • newgirly
    newgirly Posts: 9,402 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I hope your work bestie is doing ok ❤️
    MFW 67 - Finally mortgage free! 💙😁
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your work bestie is ok. Another mortgage payment nearer freedom. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jessy103
    Jessy103 Posts: 2,398 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks NG and Beanie ❤️

    Work bestie is doing really well. Caught her up on all the work gossip and then we talked about her surgery, and of course she had to show me her boob 🤣 She's waiting for her sick note to come through the post and believes it has her signed off for 3 weeks instead of 2, I told her to blooming well make sure she does have the time it says and that she's not allowed to come back until she's told to, but she's bored 🙄 

    A majority of the bills have come out including the mortgage DD. It was at £10,319.30 so made a £29.30 op and it's now £10,290. Getting so close to under £10k now!! 

    Back to cleaning jobs tomorrow, Friday and Saturday so we'll see about getting rid of that £90 next 🙂
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I had my boob lump removal op I found that tiredness kicked in after a bit and 3 weeks was the perfect amount of time off!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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