We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Starting Afresh Back Home
Comments
-
Well, I've got started on getting under the £10k mark. Had a look at the bills spreadsheet this morning and with what I will have left over at the end of the month, I figured some of it could be used to make a nice little op. £139.73 paid which gets rid of the £39.73 of interest and then £100 off the principle, so new total is £10,400.
The money I earn this morning fron cleaning will be used for a card and a voucher for my dad's birthday this week. DHs birthday is the 15th October and so I need to think about what to get him, he likes a Baileys so I'll get a bottle of that and perhaps just pay for a meal out for us. I'll see if he has anything in mind that he wants.
Have a nice Sunday xMortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Baileys is currently £14 for a 1L bottle in Tesco - or it is in Scotland anyway.'A watched potato will never chit'...4
-
You definitely need a go fund me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
pink_poppy said:Baileys is currently £14 for a 1L bottle in Tesco - or it is in Scotland anyway.Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Monday and Tuesday are done! Very busy office job followed by a 2hr cleaning job yesterday and 1hr cleaning job today. My customer asked if i could pick up his prescription from the chemist for him after work and before going to clean for him, told him that'll be a £10 delivery charge 🤣 Going back to his Saturday as he wants his freezer cleaning out.
After cleaning I took my dad's card and present round for his birthday tomorrow and sat and chatted with him and my mum for an hour.
Tomorrow I don't have a cleaning job, so I'm going round to see work bestie. She had surgery and is now in her recovery period before they decide between radio or chemo or both. Looking forward to seeing her.
As it is the 1st October tomorrow my DD will come out for the mortgage. I can see about making another op then to get down to the next hundred. 🙂Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!7 -
I hope your work bestie is doing ok ❤️MFW 67 - Finally mortgage free! 💙😁3
-
Hope your work bestie is ok. Another mortgage payment nearer freedom.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thanks NG and Beanie ❤️
Work bestie is doing really well. Caught her up on all the work gossip and then we talked about her surgery, and of course she had to show me her boob 🤣 She's waiting for her sick note to come through the post and believes it has her signed off for 3 weeks instead of 2, I told her to blooming well make sure she does have the time it says and that she's not allowed to come back until she's told to, but she's bored 🙄
A majority of the bills have come out including the mortgage DD. It was at £10,319.30 so made a £29.30 op and it's now £10,290. Getting so close to under £10k now!!
Back to cleaning jobs tomorrow, Friday and Saturday so we'll see about getting rid of that £90 next 🙂Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
When I had my boob lump removal op I found that tiredness kicked in after a bit and 3 weeks was the perfect amount of time off!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £201
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards