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Thanks greent. I shall make sure she takes the 3 weeks if that's what she has to do!
Office job and cleaning job done today. Then I cooked myself an omelette for tea while DH was out teaching his Karate classes. Tomorrow there it will be office job and then a 2hr cleaning job. Feeling quite tired this week as it's been such a busy one, so will need to make sure I rest up over the weekend.Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!7 -
Happy weekend everyone!
Well, it's a bit blowy! Yesterday me and the dogs got soaked twice on our dinnertime and then teatime walks. I got more soaked then walking to my customers house for the 2hr cleaning job. Thankfully it stopped by the time I was ready to come home. DH then bought us a Chinese for tea and I've had the leftovers today.
I've paid £40 towards the mortgage and it now stands at £10,250. I have a busy week ahead with cleaning jobs coming up everyday, so should get rid of that £50.
We've been to the dog field today and all 3 are suitably tired out. I've had to order a new winter coat for dog 3 as hers is becoming a bit tatty. That should arrive on Monday. This is the problem with skinny dogs, they need clothes and have a bigger wardrobe than me 🤣Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Halfway through the week!
Office job followed by a cleaning job is my life at the moment, although I can't complain. My customer today is usually an alternate week job, but has now asked me to come every week as her arthritis has worsened, bless her. Now seriously considering doing cleaning fulltime when we've moved to a new house and stable.
Dog 1 has cost us £107 this week. Found a lump on her neck at the weekend and as she's 11, I was really worried it was a tumour. Turned out it was a infected tooth and the gland in her neck had swollen fighting the infection. She is now on antibiotics and has a special toothpaste. Hopefully this will sort her out, otherwise she will need a dental procedure and potential tooth extraction. Poor thing.
Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Hope dog 1 is on the mend soon.My cleaner changed £30 an hour. Go for it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
beanielou said:Hope dog 1 is on the mend soon.My cleaner changed £30 an hour. Go for it.Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
Oh and I've paid £50 off the mortgage so it is now £10,200!Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
£30 is quite a bit, but once you consider travel time, the materials (even if they provide most, you’ll be providing your own aprons etc), plus I bet you don’t charge for your time when you run errands for them. Plus holiday pay and sick leave, NI and pension contributions - once you’re doing it full time all of these things have to be factored in. Don’t undervalue yourself Jessy!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Hear, hear!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Thanks Vix and SC x
DH has always said that I should put my price up if I starting doing it fulltime as well, so will definitely do that if the time comes.
Well, office job is done for the week and I'm really glad, it has just been rotten this week and has really made me want to do cleaning fulltime. Hopefully next week will be better. I have one day of holiday entitlement left which I'll use to take the last day of the month off and then it will be the last slog before finishing for Christmas!
2hr cleaning job done tonight and then 2x 1hr cleaning jobs to do tomorrow morning and I'm all done for the week. I've got a bag of washing to do for a customer, but that won't be bad to do over the weekend.
I've just paid £50 off the mortgage so it is now £10,150.Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
Why does Saturday always go so quickly?!
I ended up doing 3hrs of cleaning this morning which gave me a nice small amount of extra cash. Looking at my cleaning accounts, if I carry on as I am, I'm on track to make around £4k for the 25/26 year. Not bad really for a max of 10hrs a week.
Thankfully when I got home DH had cleaned the house and all I've had to do is the washing, he's a good egg! We've had a relaxing afternoon and I had a nap. I really needed it as I'd had a rubbish sleep the night before. We've had pasta for tea and now just catching up on diaries.
Oh, also I may have done a thing and the mortgage is now under £10k at £9,950!!Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!12
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