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  • themadvix
    themadvix Posts: 8,663 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hooray to Natwest finally getting their act together!
    I thought the 5am wake-up call from B&W cat was bad - glad he seems to understand that middle-of-the-night loo visits are not for getting up! Hope you manage to have an uninterrupted night's sleep tonight!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • ladyholly
    ladyholly Posts: 3,888 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have done the middle of the night dog walks. It is the pits so you have my sympathy. 
  • Jessy103
    Jessy103 Posts: 2,212 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks vix and ladyholly x

    I did sleep a lot better last night. I didn't need to get up for a wee, so didn't wake any dogs either, phew! 🤣

    I ended up streaming for 5hrs yesterday and it was nice to talk to my regulars in chat. The game I'm playing is a little annoying though, the actual gameplay isn't my cup of tea but the story is very interesting. (I'm aware this might sound bonkers to a lot people as some still think video games are just for kids, but there a lot of games that are very story based nowadays and they are like an interactive movie) I also got some subs, so I'm working towards a £50 payout again.

    We have been paid this morning and I have been able to do my OP online, meaning the mortgage is now £16,900. 😀 Definitely on track to be under £10k by the end of the year. Thinking about going for an extra goal of under £7k but this might be a bit too ambitious, it's something to aim for anyway.

    My £10 from Norstat has gone into the account this morning and as DH has had a nice payrise this year tied into his new job role he is now giving me an extra £50 with his side of the bills. I've had my email from NW as well about the £100 from them. This will all be a nice help this month as it's the month for the TV licence renewal and then home insurance will be due as well. I'll wait to get my renewal price from current provider first before shopping around as last year it turned out not to be worth switching, so we'll see what this year's brings.

    I have got one cleaning job this morning and it is for my grandad, so will do that and spend a bit of time with him. 

    Also, a bit of a funny story, a wedding gift we received (so back in September 23) was a street sign that we thought said Mr & Mrs (insert our surname here) EST. 16th September 2023. Lovely gift and we put it up straight away above the front door. Fast forward to the other day when boyo was here and he said 'you know that sign says Mrs & Mrs and not Mr & Mrs, right?' Well, blooming heck, in all the time it had been up there we had never noticed the mistake!! 🤣🤣🤣 Even boyo said he'd looked at it before and he'd never noticed it, we've had several people round and they've never noticed it either, or unless they just didn't want say anything. Anyway, I ordered a replacement sign and we'll do that today. Did make us giggle, but strange what the brain just puts right, isn't it?

    Have a good day x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • newgirly
    newgirly Posts: 9,312 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    😆 I wonder how the buyer of the sign didn’t notice either?! 

    Great news on the bank credit and good luck hitting your target this year, so close! 
    MFW 67 - Finally mortgage free! 💙😁
  • ladyholly
    ladyholly Posts: 3,888 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 May at 7:30PM
    The trouble is none of us read a whole word letter by letter. So we only see what we expect to see.
  • Jessy103
    Jessy103 Posts: 2,212 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    newgirly said:
    😆 I wonder how the buyer of the sign didn’t notice either?! 

    Great news on the bank credit and good luck hitting your target this year, so close! 
    Thanks NG x

    Hi Jess I can relate to the sign. I bought an engagement card for my daughter and partner.It said engagement on the front or so I thought. It wasn’t noticed first of all but my daughter was laughing as it said Happy Engayment 🤣🤣

    Oh my goodness, that's brilliant 🤣

    ladyholly said:
    Te trouble is none of us read a whole word letter by letter. So we only see what we expect to see.
    Definitely!
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • beanielou
    beanielou Posts: 95,232 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Your neighbours sound as dire as mine. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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