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Your OP's are so impressive. I can't wait to see you starting to save for your next home 🩷Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Thanks SC ❤️
I'm lucky in that I'm on a good wage and the bills for our little house aren't very much, so I am able to use half of my wage for an overpayment. DH is saving a similar amount for the deposit towards our next house. Once the mortgage is paid off, I'm planning on saving for stamp duty of around £13k 😱 and solicitors fees, surveys etc of probably about £5k. That's nearly £20k I've got to save, which makes me think we will never move, but I am very determined!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
Another week done and a nice long weekend to look forward to 🙂
A normal week at work and two cleaning jobs done Tuesday and Wednesday. I have a cleaning job for two hours on Sunday and another for one hour on Bank Holiday Monday, so some nice extra money earned there. The mortgage DD came out yesterday and so I made a small overpayment to round it down to £18,300.
We're planning on a little trip to Skegness tomorrow which is only about 45mins away from us and the dogs can have a nice run on the beach. Doughnuts will be bought too but I'm 99.9% certain that buying fresh hot doughnuts at the seaside is the law, so who am I to argue! 🤣
I'll be ordering the shopping for early next week and it should be a little cheaper as DH is going away next weekend for a Karate course thing from Friday to Sunday, so that will be a few meals for just me, as his meals are all included in the course price (might even get myself a nice bottle of wine to enjoy, but shush don't tell DH 😆)
Have a good weekend all! xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
We had our little trip to Skeg and the doughnuts were delicious! Although the car park wasn't very busy, the promenade and pier were full of people, so we didn't stay as long as usual. I've found that since covid, I get quite anxious when there's lots of people around and just really want to get to somewhere less populated. Seems silly, I know, but it was still a nice trip out.
When we got home, a parcel had arrived that I was very excited about! Last week at the whippet meet up a new couple were there with their 7month old whippet and two golden retrievers. After chatting for a bit, the lady told us that she has her own business making dog collars, leads, bandanas, bows etc and I took her business card. Well, I ended up ordering the dogs all new collars (they were due for some) and she gave me a 10% discount code, so £50 spent altogether, but well worth it because they are beautiful!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!9 -
Love the collars especially the ‘rescued & loved’ one. Wonder if she does cat ones.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I love the collars. Dont forget the dogs need tags with your address etc on them.
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beanielou said:Love the collars especially the ‘rescued & loved’ one. Wonder if she does cat ones.ladyholly said:I love the collars. Dont forget the dogs need tags with your address etc on them.Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Cleaning job done for two hours this morning and I've just had a phone call for a new potential customer, who I'm going to see on Thursday 😀
I have done my self assessment today though and owe money to the tax man (Boo!!), but not a lot I can do about that. My appraisal at work will be coming up this month and I'm tempted to ask to go down to a 4 day week, so I can do my cleaning on this day and get my evenings and weekends back, what do you think? Part of me doesn't want to though because I'm thinking of the new house, but the other part of me is thinking i should so that I don't wear myself out and get ill from working constantly.
The rest of today will consist of cross stitch. A friend at work is retiring this month and as we share a love for the film Jaws, I thought I'd make him one based on that. I will post a pic when I've finished it 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Jessy103 said:Cleaning job done for two hours this morning and I've just had a phone call for a new potential customer, who I'm going to see on Thursday 😀
I have done my self assessment today though and owe money to the tax man (Boo!!), but not a lot I can do about that. My appraisal at work will be coming up this month and I'm tempted to ask to go down to a 4 day week, so I can do my cleaning on this day and get my evenings and weekends back, what do you think? Part of me doesn't want to though because I'm thinking of the new house, but the other part of me is thinking i should so that I don't wear myself out and get ill from working constantly.
The rest of today will consist of cross stitch. A friend at work is retiring this month and as we share a love for the film Jaws, I thought I'd make him one based on that. I will post a pic when I've finished it 🙂3 -
Sorry Jessie I wasnt nagging but a lot of people dont realise that leagally your dog neds a tag as well as micro chip and I couldnt see one on their lovely new collars.3
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