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  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Some people are just so selfish. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • QueenJess
    QueenJess Posts: 4,505 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Gosh how awful. Some people just don’t think. I’d be livid as well.
    2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 338🥉🥈🥇💎🏆
    Big kitchen declutter challenge 112/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • That’s so needless especially like you said the meeting could have been done on teams!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • I hated the whole "I'll come in if I feel ill" thing even before Covid. Mr VH goes in when he's feeling rough (no one really covers his role so he goes back to work piled up) and it drives me nuts. If I'm ill I'm off to bed, and sod my inbox.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • South_coast
    South_coast Posts: 5,885 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yep, never a good look to be breathing stale booze breath over the dentist - there's only so much that mint can mask 🤣! 

    Glad you're feeling better, have a great time at the party
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks SC! 😀

    A good night was had by all! No money spent as the buffet and drinks were free, I did feel a little rough this morning, but got through my dentist appointment and not back for another 6 months. £25 for the check up so can't complain. 

    The rest of today has been spent just chilling out. We've decided that once we've walked the dogs tomorrow morning, they'll have us up about 6am because although there's no alarm on to get up for work, the dogs still know what time it is, we will go straight to the supermarket for a shop. I wasn't able to get home delivery because of Christmas, so would rather get it done nice and early to avoid the crowds. We have a lot of the stuff we need for Christmas dinner, it's just the fresh veg and then some usuals to keep us going. 

    We also get paid tomorrow and work has given us all a £200 bonus, the taxman has taken a bit of it but it's still really nice to get. I'm looking forward to paying some more of the mortgage. I'm going to do a few sums and see if £900 would be possible. That would get me under £37k and I would have also met my target of £5k OPs for 2023 on the mortgage free wannabes challenge.
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • newgirly
    newgirly Posts: 9,347 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Nice to get a bonus, under £37k is amazing, a great end to the year! 
    MFW 67 - Finally mortgage free! 💙😁
  • Lovely to get a bonus. Don’t blame you on the early morning shop. I’m doing the same just to grab the fresh stuff and some milk etc 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Good luck with the shop.  I went yesterday lunchtime to get veg, milk and bread; oh my word 🤦‍♀️. Think I’ll be traumatised for the rest of the year 🥕
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
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