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  • Oh that's fantastic news, congratulations to you all over again 😀! 

    Have a great weekend x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Cheery_Daff
    Cheery_Daff Posts: 17,179 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant news!! 😃😃😃 So pleased for you, and I know you'll make excellent use of that extra dosh. No chance of it being frittered when you're around! What will that do to your expected mortgage end date, have you calculated?
  • Pollie
    Pollie Posts: 247 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Have just finished reading from the start over the last week and delighted that latest posts are both such good news.
  • QueenJess
    QueenJess Posts: 4,505 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Ooh - fab news.  Well done!  So exciting to be able to pay more off the mortgage :)
    2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 338🥉🥈🥇💎🏆
    Big kitchen declutter challenge 112/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Well done on the new job and love your focus on the mortgage even whilst planning a wedding. You both look v happy and fabulous ;)
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Pollie said:
    Have just finished reading from the start over the last week and delighted that latest posts are both such good news.
    Thank you Pollie! 🙂

    QueenJess said:
    Ooh - fab news.  Well done!  So exciting to be able to pay more off the mortgage :)
    Thanks Jess x

    Well done on the new job and love your focus on the mortgage even whilst planning a wedding. You both look v happy and fabulous ;)

    Thanks ladywithaplan 😃
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Cheery_Daff
    Cheery_Daff Posts: 17,179 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jessy103 said:
    Brilliant news!! 😃😃😃 So pleased for you, and I know you'll make excellent use of that extra dosh. No chance of it being frittered when you're around! What will that do to your expected mortgage end date, have you calculated?
    Thanks cheery 🙂 If I up the monthly overpayment to £500 (which I should be able to do with this payrise) then it will be all paid off in 5 years and 1 month. This doesn't take into account the new interest rate that I will get when I remortgage next year though. Also, I'm 37 now so I'd like to pay it off by my 40th birthday which gives me 2 years and 9 months, bit of a push though!
    Yeah,but a good target is always motivating! 😁
  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Congratulations on the new job Jessy! You will smash that mortgage!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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