New me New start, Pania's positive Progress!

hypno06

With the budget, is it showing you have a surplus or a negative? Remember that it includes all annual payments like MOT and Car Tax as well as the monthly and weekly ones.

pania

wafting it's way to you now squirrel!!!:beer:

Just worked out why the budget isn't balancing!! because i've upped my debt repayments to 1000 is why!!:T

Lemon_Tree

glad you got the refund at last. thought the rule about cheques clearing quickly was in force now maybe you should check that!

hope you find out what's happened with the spreadsheet, i've always found its best not to do one when i'm tired or full of caffine, funny things happen! lol

spoken to OH so feeling much better, and got some excitement about the dress from my friends.

pania

thats great news hon!! glad that you are feeling a little more cheery!! always here if you fancy a chat, all means of communication open! :-)

pania

It's showing surplus which is great but I know i have a pants payday in Jan so was hoping to keep some back to cover. Am putting in everything i can think of this month, including repaying my £120 overdraft that work want me to repay, The costs of going out for christmas (no doos to go to but bessie buddie and I are going out on 22nd and OH wants to go out on 24th, think he can pay for that though!) and christmas pressie budget also, we are doing it all in one hit on saturday, eep!
Also owe OH's mum £60 for something work related so included that in there to.
I pay for car tax out of tax stamps saved from loose change so should that still go in there?

In_Search_Of_Me

why not!! Glittery bogies - fab:rotfl: :rotfl: :rotfl: !!

redsquirrel80 wrote: »

:rotfl:No!!!!

In_Search_Of_Me

watching x factor - what IS kylie wearing! She normally looks fab but that is awful! Great curves though!! Hows the poor guy meant to concentate!
Yes its kick P - the same as RB but squillions cheaper! Be a good martin girl & have a go!! I'll never go back to rb!!

pania

i'll give it a go asap ISOM thanks hon!!

Not watching x-factor but will have to pop across and take a look what kylie is wearing. she was on SCD a couple of weeks ago in a black dress which was like a puffball!! eep!! xx

lunar

glad your cheque came through, seemed to take a while. hope you are having a good evening. ive given up with spread sheets now, i cant seem to equate them to my actual balances!

pania

hmmmm, mine was a bit of an eye opener, think i'd been kidding myself, I've done a december pay and a jan pay on approximate incomes for now. Think i need to keep some back from decembers pay to cover Jan.
Spreadsheets make my eyes cross but worth it eventually i am guessing.

Cheque took about 2 1/2 weeks to come, was just going to call them to get "nicely forceful" when it plopped on the mat!! xxx