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New me New start, Pania's positive Progress!

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Hi All.

Well, those of you who read my diary will know that just lately it has been getting more and more depressing. I have really been through some brown stinky smelly stuff but I'm starting to come out the other side again,

I feel positive, I feel happy, and most and best of all, I feel WELL!!:T

So I have decided Pah! to the old diary, let it die and start again here in a new and much more positive vein.

I've decided, Life is for living and we only get one chance. whoever throws the brown stinky stuff deserves no more than for us to side step around it and carry on as before.

I toyed with the idea of starting a new challenge for myself on 1st January but i'm sure so many of you before have made resolutions that have faded with the hangover of new years day. I have on countless occasions so what the hell, here it is, right now,

I will lower my debt by£15,000 by 25th December 2008!!:p

It will go in my sig as a new challenge and anyone wishing to join me for moral support is more than welcome. A big challenge? yes. scarey? too bl00dy right!! but £12,000 is a figure my debt has not been at for many many years and i would be so happy to have it that low and whats more that would settle all but one default:j

This is how i will do it....

1) make a proper attempt at a spending diary rather than being silly and just putting half a heart to it.

2) make a proper attempt at meal planning to lower the food budget

3) Use mobile ONLY for work calls when out of the house, NOT because i am sitting on the sofa downstairs and can't be bothered to walk upstairs:o (any fellow DFW'er catching me do this has full authority to launch me into orbit-hypno)

4) throw myself properly into my work and stop letting boss demoralise me into not doing my job properly. I AM good enough I CAN do it:rolleyes: maximise this opportunity for what it is worth

5) throw myself into my canine training, it is amazing how much of a good side line this can be.

6) start to budget properly and stop being scared of the real unalienable truths.

7) Ask for a bread maker for crimbo!!!!:D

So there we have it folks, progress reports here much more frequently than before, plus a shiney new SOA being posted asap. Feel free to rip to shreds, other than the mobile phone usage. I know i know i know and it frustrates hell out of me to but really is nowt i can do about it!!!!:mad:

Love you all. A healthier, much happier P XXXXXXXX
debt @05/11/11 £12210.63!! slowly chipping away!!
:heart2:impossible is nothing.:heart2:
«134567410

Comments

  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good luck pania and heres to a new happy shiny diary and a positive outlook :beer:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • pania
    pania Posts: 8,258 Forumite
    thanks taka!!!! hope you are ok. xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm plodding along... I think I need to take a leaf out of your book though!!

    ...must be more positive... must be more positive.... :rotfl:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Hi and good luck with your challenge for the next 12 months :D your post sounds so positive I am sure you will do it.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • HBFS
    HBFS Posts: 1,285 Forumite
    Good luck dude! I'm sure we won't let you give up easily ;)
    Democracy is the theory that the common people know what they want, and deserve to get it good and hard.
  • pania
    pania Posts: 8,258 Forumite
    then go for it taka!!!! you can do it hon,

    Thankd doodledo and HBFS! You'd better not let me give up easily i can tell you!!!! :-)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    Well done on coming thru the [EMAIL="!!!!"]!!!![/EMAIL]. I always read your last diary and look forward to this new one. Keep your chin up hun, your getting there x
  • pania
    pania Posts: 8,258 Forumite
    hey girlracer thanks for that, Is lovely to know that people read and support you. Hope that you are doing ok to. xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    We love you too.......even though you didn't make it for a drink this afternoon - obviously too busy planning busily!!

    Good luck with it all hun, I know what you have been through recently and you deserve to have a better 12 months. I'll be with you all the way xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    oops, quick call to apologise to hypno needed me feels!!!!:o
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
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