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New me New start, Pania's positive Progress!

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  • pania
    pania Posts: 8,258 Forumite
    OK, trying not to get too excited about this one, preparing to invest in hypno's "if the cheque arrives i'll believe it" theory but i have just closed another spreadbetting account that i opened on a free offer 6 months ago and have been told i will be sent a cheque for £150 :j

    I am soooo trying to keep the excitement within...just incase it doesn't turn up, but oooh won't it be lovely if it does... £950 off my debt this month:j
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania
    pania Posts: 8,258 Forumite
    oh, and i actually have an accurate debt total now, so no more bungeeing debts. much better for the motivation and i know exactly where i stand now.
    so... current debt total. £26711.29

    off to update sig, a slight increase but that is it now, I'm there. accurate and up to date and set to snowball...

    (oh and got another mystery shop for tomorrow in same place as other... another £9 to the total!!! things appear to be going my way for once.

    Just had an argument with OH ont phone, got a red bill from the leccy co this am and i thought he'd been paying it by DD for the last month, transpires he's not set it up so we are behind with pavements, put the responsibility for paying/renegotiating DD squarely back at his door but do you know what, I couldn't care less... I'm in a good moooooood!!!!!! ;)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent news, well done you!
    2023: the year I get to buy a car
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ohhhhhh there's so many places and things that I want to do/ see/go back to...

    Live in Melbourne for a year or 2,
    See more of Scotland... I've never even made it to Skye!!:o
    Go back to Prague (and not get salmonella on the 1st night again :eek: ... )
    Go to Canada, south America, more of Africa, India, Tibet, SE Asia again... anywhere really!! :p

    Oh and definitely go back to Morocco again... went there last year and loved it!! V MSE getting there (less than a £100 for flights inc flights down to London) and Riad (traditional style courtyard building) accomodation was cheap and so pretty too... it was fab though next time I'm taking a compass! :rotfl: We got sooooooooooo lost in Marrakech old town and couldn't find our way back to our hotel on the 1st night there!:eek: :o
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • ampersand
    ampersand Posts: 9,684 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I HOPE SO FOR YOU, TOO, PANIA
    07600000.gif
    Looks as if I'm too late to play at your productive bingo thingie - really need to sell the far too many things a.k.a. books I can't bear to part with. Two sheds and loft full and more stuffed/stacked everywhere ..... and other brocante.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • pania
    pania Posts: 8,258 Forumite
    ampersand, look on hypnos thread, go to page 138, follow the link to a post that shows all the £1 bingo sites, they are all still active as i have been doing them over the last few days, just choose a different alias for each site.
    give it a go.
    I know what you mean about stuff everywhere... must-do-housework....

    Love the flashy smiley.... fab!!

    Thanks Karma,.... watch this space i'll let you know....;)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania
    pania Posts: 8,258 Forumite
    taka wrote: »
    Ohhhhhh there's so many places and things that I want to do/ see/go back to...

    Live in Melbourne for a year or 2,
    See more of Scotland... I've never even made it to Skye!!:o
    Go back to Prague (and not get salmonella on the 1st night again :eek: ... )
    Go to Canada, south America, more of Africa, India, Tibet, SE Asia again... anywhere really!! :p

    Oh and definitely go back to Morocco again... went there last year and loved it!! V MSE getting there (less than a £100 for flights inc flights down to London) and Riad (traditional style courtyard building) accomodation was cheap and so pretty too... it was fab though next time I'm taking a compass! :rotfl: We got sooooooooooo lost in Marrakech old town and couldn't find our way back to our hotel on the 1st night there!:eek: :o

    Hiya Taka!!!

    good to see you hon, How are you and how are things?

    Morocco is somewhere i'd like to go, i hear it is a lovely vibrant country. did you find the hotel in the end?:eek:

    It sounds asthough you have been an unlucky traveller so far with Skye and prague. I hope your next visit there is less, erm, confining for you.. you peeps keep adding to my list of places i want to go to!!!:rolleyes: maybe a years travelling around the world would be the best thing, wow can you imagine it....;)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    taka wrote: »
    Ohhhhhh there's so many places and things that I want to do/ see/go back to...

    Live in Melbourne for a year or 2,
    See more of Scotland... I've never even made it to Skye!!:o
    Go back to Prague (and not get salmonella on the 1st night again :eek: ... )
    Go to Canada, south America, more of Africa, India, Tibet, SE Asia again... anywhere really!! :p

    Oh and definitely go back to Morocco again... went there last year and loved it!! V MSE getting there (less than a £100 for flights inc flights down to London) and Riad (traditional style courtyard building) accomodation was cheap and so pretty too... it was fab though next time I'm taking a compass! :rotfl: We got sooooooooooo lost in Marrakech old town and couldn't find our way back to our hotel on the 1st night there!:eek: :o

    Hope you're well taka!! :)
    Skye is very pretty - spent a week there a few years ago.. blimey the rain and the midges though :eek:

    On the travel front, I recently signed up to British Midland loyalty card as they were giving away so many points when you joined, just had some more points for a survey they sent me, and at the same time got signed up to yet another survey site which pays in their points... be very handy if I get a decent amount from it!

    Great news on the cheque P :T
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • pania
    pania Posts: 8,258 Forumite
    squirrel, ampersand gave me a hint yesterday and i looked on the website.

    google tesco clubcard plus.... looks like a v good option....
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hello P! :wave:

    Your thread has been filling my head with travel plans today. Hubby isn't bothered for going to new places and seeing new things, but I get serious cabin fever in our little town, where everyone knows everyone, and nothing ever changes.

    Ampersand, are you French? (sorry if that is a silly question)

    I love France too - I dragged hubby to Brittany a few years ago and he actually loved it. We went back the following year, but haven't been able to afford it since. I'm really hoping we can take our folding camper there next year (although will have to look up the French word for 'folding camper' first...lol!).

    I would love to go to New Zealand, Canada, Norway....loads of places really.

    I also had a fabulous couple of weeks in Munich as a teenager, and would love to go back there again some day.

    *Sigh* Where's that lottery ticket? :rolleyes:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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