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New me New start, Pania's positive Progress!
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OK, so forget the joviality, down to business now. My SOA for this month,
Going to try to cut back on a few bits to accomodate certain mobile expenses... So here goes...
Income £2311.18
Rent 525
Food 50
Mobs 242
Pet insurance 10.81
Pet costs 44.00 (Incl. new rug)
Barclays 10
Petrol 200 (am going to see if i can get it to this this month)
Car Ins 29.81
Debt repayments £699
TOTAL £1810.62
Surplus £500.56
other stuff
Present for girl at work who has left £10
Christmas Dinner £37
Christmas presents £250
travelodge this weekend as can't stay at the folks £50
Total £347
Surplus £153
oh sh**
OK so maybe if i knock the works christmas meal on the head, it is in northants after all that'll free up £37
Think mum is going to give half towards the travelodge
And maybe if i trade in my old mobile phone for £100 (not sure if that will come off this months bill or not, then I may be able to update with a little more money.
I also have £15 refund from B+Q that I can get back and some stuff to pop on ebay which may raise about £30 So I SHOULD be just about ok provided OH doesn't need any money at all.
It's gonna be a tight one folks!!!!;)debt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
Hope you booked Travelodge via Quidco-every little helps !
I went to the one place MSEers shouldn't go-Las Vegas ! Actually so long as you don't gamble it's a cheap place to go (er only I did have a flutter but a budgeted one so that's OK) main point was to get together with friends and go see Donny Osmond poledance !!! Had a fab trip but nose back to the grindstone now.
Maybe you could ask for donations towards the entry fee as Christmas pressies ? Well done on getting in-I wasn't joking about coming to cheer you on-I'll be there !!I Would Rather Climb A Mountain Than Crawl Into A Hole
MSE Florida wedding .....no problem0 -
Hi Pania :wave:
just found your new diary. Good luck with the marathon and your task of getting you debt down by 15K (very similar to my aim for next year). Sorry haven't been about much, off to catch up on all the posts in your new diary.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
Hope you booked Travelodge via Quidco-every little helps !
I went to the one place MSEers shouldn't go-Las Vegas ! Actually so long as you don't gamble it's a cheap place to go (er only I did have a flutter but a budgeted one so that's OK) main point was to get together with friends and go see Donny Osmond poledance !!! Had a fab trip but nose back to the grindstone now.
Maybe you could ask for donations towards the entry fee as Christmas pressies ? Well done on getting in-I wasn't joking about coming to cheer you on-I'll be there !!
Hi Duchy!!! The mind boggles at the thought of donny osmond pole dancing!!!:rotfl: but really glad you had a good time. Did you win on the flutter?
I love the idea of getting the entry fee paid for christmas, may ask the folks abou thtat one, would be good.:D Would be so nice to have people there cheering us on (southwester is in as well and Blackangel has done soooooo many applications i know she'll get in.) so will be a dfw marathon!:jdebt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
So the hard work begins in earnest - pounding the streets in the freezing cold, dark wet evenings :rotfl:
I am allowed to laugh - I have done my marathon running time. Now I can stay warm and dry........:D
As for "if OH doesn't need any money at all" - well if he does, he will have to get it sorted for himself won't heSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
yeah, thanks hon....... I may get a treadmill then I CAN stay warm and dry!! pop it on my chrimbo list, folks'll get me a £800 treadmill noooooo worries!!! (Oh if only!!!!!)
Well went out last night and a good night was had by all, went to rileys and played pool for ages!!! Used our £10 vouchers they sent for our birthday so was very DFW!!
Off to Kent today to see my family which would be really nice then we are going to do a little crimbo shopping on the way back sunday.
Must fit a run in somewhere to....
Right off to pick up DP's rug then need to de-mud him before putting it on!!! Ooooh the fun we can have on a cold saturday morning he he!!!!
Hugs everyone have a grand weekend. xxxdebt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
Congratulations Pania on getting in !!! :j :j I did it this year and it is a fantastic day
Start the fundraising straight away though as that can be as hard as the actual 26 miles, qlthough with Hypno round the corner I'm sure it will be a breeze
I bought a treadmill off ebay (£120) and sold it on there when I'd finished with it for £125:beer: so it was a worthwhile investment
I used to put a dvd on my laptop and watch that while I was on there as it is soooo boring otherwise :rolleyes:
I must admit I was one of those people that walked the majority of it but hey, I still got round and got a medal so I'm happy
Check out the forums on the FLM website, its great for info and motivation. Good luck!!!!!!Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
Good morning,
I gave in last night and put up the xmas decorations, then when we were halfway through, ds had the cheek to say he was tired and going to bed :rolleyes: he bugged me all day and even while I was having my dinner, little monster, but I must say that the living room looks really warm and cosy with all the red and green and twinkly lights, bless.
Well I hope you have a nice day visiting family and friends, my plans for the day are housework and surfing t'interweb, hubby is off this weekend although he's still in bed, it's raining outside and we have no money so a no-spend-weekend for us.
Laura x:j Bankrupt 6th October 2009 :j:beer: To a Debt-free Future :beer:0 -
Hi Ben ben thanks for posting hon!!! yep it is an amazing day I loved it last time and was a complete grumpy mare this year as I wasn't in it!!!! walking or running, all the same, it's the feeling as you finish it that counts!! didn't go on the forums though last time, I'll do that thanks!!! Yep I need to get some hypno-inspiration for the fundraising, need £1500 eep!!!
Love the idea of the treadmill, may need to look into that after crimbo!!!
Have a great weekend, P xxdebt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
If you're gonna get one off ebay then after Christmas is the worst time price-wise as everyone goe on their new year healthkicks and the prices go skywards :rolleyes:
Ask Santa to start stocking you up on jelly babies tooMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790
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