I'm glad your mum is okay Sunshine, what a worry for you.
I'm delighted you've managed to get a social housing flat as that will give you security for life by the sound of it. Lovely too that you can decorate it to your taste . One advantage of all your de-cluttering is that whilst it is exhausting, you will move into a gorgeous flat with NO CLUTTER .
Finally Debt Free After 34 Years, But Still Need to Live Frugally Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉 EMERGENCY FUND 1 = £800/£5,000. EMERGENCY FUND 2 = £10/£5,000. CHRISTMAS SAVINGS = £173.37/£500. SEF = £1,600/£12,000PREMIUM BONDS ME = £400. PREMIUM BONDS DH = £400. HOLIDAY MONEY = £1,500 TIME LEFT TO PAY OFF MORTGAGE = 6 YEARS 5 MONTHS
Feeling a bit down with the moving today, so much so that I haven't done much at all . The cooker came today and I cleaned the windows , my mum was a big help as well . I still feel as though I have lots of stuff to pack .
Am going to have a fairly early night and get back on track tomorrow.
It can get like that. Almost like there's so much to do, you don't start anywhere. It will be worth it though when you move in, and think of the money saved. What lovely holidays you can book with it all. Plus the commute to work being shorter.
I try to do things like that to motivate myself. xx
September 2017 Debt = £25330
October 2020 Debt = £28,270
2021 Start:
Car £17450 = £13,000 Loan £11000 = £9,929 TOTAL£28,450 = £22,929
Mortgage £191,311 = £188,833
EF = £750 Xmas = £72
Life is one big plate spinning exercise at the minute. No idea where I am up to with money , just that I keep giving it out! All a means to an end.
Tomorrow I am forgetting about house moves , packing lists and other stuff. GS and I are off to York for an overnight stay. He is very excited as am I . I have drawn the spends out of my holiday account , everything else is already paid for. We have snacks and drinks for our journey , plus raincoats.
Lou~ Debt free Wanabe No 55 DF 03/03/14. **Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park. ***Fall down seven times,stand up eight*** ~~Japanese proverb. It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger.***Be the difference.***
Finally Debt Free! - July 2016 🌟 Finished Emergency Fund- £10,000 April 2017 🌟 WEEKS TO RETIREMENT: 4 !!!😀 My diary: “Paid off the £31,000! BUT- still scrimping!”
We made it back and a had a thoroughly good time. Yesterday we walked 15234 steps, round the railway museum, minster, and Yorkshire museum. Today was a boat ride and Cliffords Tower. I love York , so easy to walk around. Have spent money but all in budget, we will be getting some of our train ticket money back as well. Feeling revitalised and focused on the move. More boxes have gone today and the cupboard of doom is almost empty as is the airing cupboard.
Payday tomorrow but not touching it until Monday .
Replies
I'm delighted you've managed to get a social housing flat as that will give you security for life by the sound of it. Lovely too that you can decorate it to your taste
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £800/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £173.37/£500. SEF = £1,600/£12,000 PREMIUM BONDS ME = £400. PREMIUM BONDS DH = £400.
HOLIDAY MONEY = £1,500 TIME LEFT TO PAY OFF MORTGAGE = 6 YEARS 5 MONTHS
Am going to have a fairly early night and get back on track tomorrow.
Emergency Fund £5400/£10,000
April NSD: 4
I try to do things like that to motivate myself. xx
October 2020 Debt = £28,270
2021 Start:
Car £17450 = £13,000
Loan £11000 = £9,929
TOTAL£28,450 = £22,929
Mortgage £191,311 = £188,833
EF = £750 Xmas = £72
Tomorrow I am forgetting about house moves , packing lists and other stuff. GS and I are off to York for an overnight stay. He is very excited as am I . I have drawn the spends out of my holiday account , everything else is already paid for. We have snacks and drinks for our journey , plus raincoats.
Off to bed soon.
Enjoy your time.
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
October 2020 Debt = £28,270
2021 Start:
Car £17450 = £13,000
Loan £11000 = £9,929
TOTAL£28,450 = £22,929
Mortgage £191,311 = £188,833
EF = £750 Xmas = £72
x
Finished Emergency Fund- £10,000 April 2017
🌟
WEEKS TO RETIREMENT: 4 !!!😀
My diary: “Paid off the £31,000! BUT- still scrimping!”
Payday tomorrow but not touching it until Monday .