The Last Furlong

in Debt free diaries
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Sunshine_girl2Sunshine_girl2 Forumite
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Been round these parts before , just want a home now for the final push to be debt free . Not putting a definite date on it , but roughly around Summer 2020 would be good.

I have around £2900 left to go ,not a lot in the scheme of things but enough to keep me on with the budgeting and being careful with the spends . Have learnt lots of useful tips and used advice from these forums over the past while.

Here's to getting the Sunshine girl over the finishing line :beer:
Debt free April 26th 2021

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Replies

  • mark55manmark55man Forumite, Ambassador
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    Hello. First time I've been second post I think. I'll be with you for the journey. Small debts can be remarkably persistent but I'm sure with a bit of time and some NSD's you'll get there
    I think I saw you in an ice-cream parlour/Drinking milk shakes cold & long/Smiling & waving & looking so fine
    Total Debt 09/22: £14K -- Mortgage Neutral Pot:£56.1K/£75.5K - EF:£9K/£10K but CC4:-£2.9K

    I'm a Forum Ambassador and I support the Forum Team on the Over 50s, DFW and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]
    All views are my own and not the official line of MoneySavingExpert.
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Good luck on your debt free mission Sunshine Girl. I've subscribed :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sunshine_girl2Sunshine_girl2 Forumite
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    Thank mark88man and HHOD .

    Tonight I have renewed my house insurance via Quidco £49.22 and 22.48 cash back. That will do me , have paid in full.
    Debt free April 26th 2021

  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    That's a good amount of cashback. Is that insurance for twelve months?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sunshine_girl2Sunshine_girl2 Forumite
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    Yes it's only contents , don't need buildings it comes with the maintenance fee on the flat block.
    Debt free April 26th 2021

  • Willowtree222Willowtree222 Forumite
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    Hi,

    Subscribing. Hope you are ok. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sunshine_girl2Sunshine_girl2 Forumite
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    Another beautiful sunny morning, it's been a lovely week. Tomorrow I am de cluttering my wardrobe , and hoping to get a capsule wardrobe for the summer. I am sure I will have lots of stuff to put on eBay.

    I find if I have too many clothes I just go for the same things all the time .

    Hoping for NSD 5 today .
    Debt free April 26th 2021

  • Willowtree222Willowtree222 Forumite
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    i'm hoping for three next week. Not doing so well with NSDs at the minute xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Another beautiful sunny morning, it's been a lovely week. Tomorrow I am de cluttering my wardrobe , and hoping to get a capsule wardrobe for the summer. I am sure I will have lots of stuff to put on eBay.

    I find if I have too many clothes I just go for the same things all the time .

    Hoping for NSD 5 today .

    Good luck with the de-cluttering. I love the idea of a capsule wardrobe :). I do try to stick to certain classic styles and colours that I know suit me, won't date quickly and that are good for mixing and matching.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58Seasidegal58 Forumite
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    Hi there - good luck with the final furlong - I've subscribed.


    Nothing like a good old pared down wardrobe - I sorted a few things out myself last weekend - couple of pairs of trousers that was slightly too small initially but now fit - however I found that I didn't really care for them anymore! Off to the charity shop they went!


    Have a good weekend Sunshine. Are you up to anything special apart from the de-cluttering?
    x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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