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The Last Furlong

edited 30 November -1 at 12:00AM in Debt Free Diaries
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Sunshine_girl2Sunshine_girl2 Forumite
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edited 30 November -1 at 12:00AM in Debt Free Diaries
Been round these parts before , just want a home now for the final push to be debt free . Not putting a definite date on it , but roughly around Summer 2020 would be good.

I have around £2900 left to go ,not a lot in the scheme of things but enough to keep me on with the budgeting and being careful with the spends . Have learnt lots of useful tips and used advice from these forums over the past while.

Here's to getting the Sunshine girl over the finishing line :beer:
5  more loan payments to debt freedom.

£999.47  18 Feb 2021 

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Replies

  • mark55manmark55man Forumite
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    Hello. First time I've been second post I think. I'll be with you for the journey. Small debts can be remarkably persistent but I'm sure with a bit of time and some NSD's you'll get there
    I think I saw you in an ice-cream parlour/Drinking milk shakes cold & long/Smiling & waving & looking so fine
    Weight 07/02/2021:92.5kg - YTD: -4kg, Trips to tip: 02/52 - Rooms Painted: 0/4 - Jan Steps (L:Av:H): (463:2767:9366)
    Debt 07/02/2021:£107.5K -- YTD:[email protected]%:£1933/£12299 - Mortgage Neutral:£3.3K/£101K - EF:£2.9K/£10K
    Total Debt Reduction 2016:£13.4K 2017:£8.3K 2018:£20K 2019:£16K 2020:£37.5K 2021 Net YTD(01/02/21): £8.8K
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Good luck on your debt free mission Sunshine Girl. I've subscribed :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £700/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £153.37/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £350.
    HOLIDAY MONEY = £1,100 TIME LEFT TO PAY OFF MORTGAGE = 6 YEARS 6 MONTHS
  • Sunshine_girl2Sunshine_girl2 Forumite
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    Thank mark88man and HHOD .

    Tonight I have renewed my house insurance via Quidco £49.22 and 22.48 cash back. That will do me , have paid in full.
    5  more loan payments to debt freedom.

    £999.47  18 Feb 2021 

  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    That's a good amount of cashback. Is that insurance for twelve months?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £700/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £153.37/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £350.
    HOLIDAY MONEY = £1,100 TIME LEFT TO PAY OFF MORTGAGE = 6 YEARS 6 MONTHS
  • Sunshine_girl2Sunshine_girl2 Forumite
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    Yes it's only contents , don't need buildings it comes with the maintenance fee on the flat block.
    5  more loan payments to debt freedom.

    £999.47  18 Feb 2021 

  • NicnakNicnak Forumite
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    Hi,

    Subscribing. Hope you are ok. xx
    September 2017 Debt = £25330
    October 2020 Debt = £28,270
    2021 Start:
    Car £17450 = £13,000
    Loan £11000 = £9,929
    TOTAL£28,450 = £22,929
    Mortgage £191,311 = £188,833
    EF = £750 Xmas = £72
  • Sunshine_girl2Sunshine_girl2 Forumite
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    Another beautiful sunny morning, it's been a lovely week. Tomorrow I am de cluttering my wardrobe , and hoping to get a capsule wardrobe for the summer. I am sure I will have lots of stuff to put on eBay.

    I find if I have too many clothes I just go for the same things all the time .

    Hoping for NSD 5 today .
    5  more loan payments to debt freedom.

    £999.47  18 Feb 2021 

  • NicnakNicnak Forumite
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    i'm hoping for three next week. Not doing so well with NSDs at the minute xx
    September 2017 Debt = £25330
    October 2020 Debt = £28,270
    2021 Start:
    Car £17450 = £13,000
    Loan £11000 = £9,929
    TOTAL£28,450 = £22,929
    Mortgage £191,311 = £188,833
    EF = £750 Xmas = £72
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
    13.5K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Another beautiful sunny morning, it's been a lovely week. Tomorrow I am de cluttering my wardrobe , and hoping to get a capsule wardrobe for the summer. I am sure I will have lots of stuff to put on eBay.

    I find if I have too many clothes I just go for the same things all the time .

    Hoping for NSD 5 today .

    Good luck with the de-cluttering. I love the idea of a capsule wardrobe :). I do try to stick to certain classic styles and colours that I know suit me, won't date quickly and that are good for mixing and matching.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £700/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £153.37/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £350.
    HOLIDAY MONEY = £1,100 TIME LEFT TO PAY OFF MORTGAGE = 6 YEARS 6 MONTHS
  • Seasidegal58Seasidegal58 Forumite
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    Hi there - good luck with the final furlong - I've subscribed.


    Nothing like a good old pared down wardrobe - I sorted a few things out myself last weekend - couple of pairs of trousers that was slightly too small initially but now fit - however I found that I didn't really care for them anymore! Off to the charity shop they went!


    Have a good weekend Sunshine. Are you up to anything special apart from the de-cluttering?
    x
    Finally Debt Free! - July 2016 :j:j:j
    Finished Emergency Fund- £10,000 April 2017
    :j:j
    MONTHS TO RETIREMENT: 2
    My diary: “Paid off the £31,000! BUT- still scrimping!”
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