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The Last Furlong

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  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There’s a whole shopping village and wedding place - in a place called Balloch. We went for a boat ride around the lake too - needed the coats cos it was a tad chilly.
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about your dad :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • BalanceBy50
    BalanceBy50 Posts: 490 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    So pleased you are in a calmer place at the moment with things to look forward. Can news about your dad xx
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,110 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I am in the Lakes for a couple of days. I walked for 5 miles last night in the sunshine , then just sat with my flask, taking in the peace and quiet.

    My big news is I am moving , not far but nearer to work. The place I am moving to is much cheaper than where I rent now. It is also to start my plans off for lessening my hours at work in a few years time.

    I am going to be running 2 households for a while , so my debt is going to creep up I imagine. The new place needs redecorating, new carpets and a good clean., it will be worth it in the end.

    For now though I am going to enjoy the weekend , the past 3 months have been very trying .
    Life is an adventure, never stop exploring.

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,110 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I feel the need to start writing lists !
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's great news for you :)
    Have a lovely weekend :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Willowtree222
    Willowtree222 Posts: 8,238 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I love the lakes xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • doingitanyway
    doingitanyway Posts: 10,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Good luck with the move. Well done for looking ahead and planning.
    Enjoy your weekend
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad you're having a peaceful time in the Lakes :). Good news too that you've found a cheaper flat that's nearer to work :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    just caught up on your diary. Loving all the trips to the Lakes you are doing. Great news on your new accommodation. Hope things with your dad stabilise further.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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