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My year of living dangerously
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I know what you mean when you are just unsettled and do not know why. A long walk and a light supper sounds like a perfect plan.
Well done on energy. I agree being mindful and focussed does work, but I am not often mindful for long enough to make a differenceGreat news on the energy accountIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I know I spend too much on food, but on the other hand I use Ald1 and L1dl much more than I used to pre car and my MnS food hall habit is under control, so I am better.
I also ignore the urge to add wine to my trolley. There is room for improvement but I am not THAT BAD. I even resisted reduced price G&B Easter eggs…;)
I’ve decided I will supplement the cheap shop with posh shop YS items when I can and today inspired by another diary I did a YS shop. I did buy a few full price items (apples, nice butter, spices I can’t get elsewhere and mushrooms) and I won’t bore you with the details but I did very well:
Top 3 YS buys today :money:
3 tubs of buffalo cheese, reduced from £3.35 each to 49p each.
Will make a teff flour base and an anchovy tomato sauce and voila! Pizza time!
1 guinea fowl reduced to half price.
I have quinoa and red rice and lime to make a stuffing. Having with garlic greens
Gluten free bread was £2.60 reduced to 56p and got a £1 off with a voucher, so they paid me 35p to take it.
In other news work was quiet and the house is a mess again. I seem to want to watch rubbish TV and drink cups of tea instead of putting it right. Oh dear…
Also payroll messed up my pay :mad:
I hope your day has gone wellIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Sorry your pay is messed up
but you got some good YS bargains
.
You may not feel like cleaning the house because you're tired? Perhaps an early night would help.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Sorry your pay is messed up
but you got some good YS bargains
.
You may not feel like cleaning the house because you're tired? Perhaps an early night would help.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Cleaning can always wait!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I use sb vouchers for mns food shoppingMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Cleaning can always wait!!in_need_of_direction wrote: »I use sb vouchers for mns food shoppingIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I have a M&S food hall just a few mins away. I always get my gf bread on yellow sticker . I have to make myself just go straight for that or otherwise who knows what I would come home with !
Hope you feel less tired today and manage to get your house to rights if you so wish. There is always tomorrow. Have payroll sorted things out for you?
Everything sounding good at the minute , not many weeks left before self employment, how exciting .Life is an adventure, never stop exploring.0 -
I do too but none of it goes to waste and the nutritional info is really goodMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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There are drinks at work tomorrow but I've sent a message that I won't be going. There is a weird mood at work and I want to minimise being with work folk. I suspect with a few drinks it will get worse not better. Also it is an expensive city bar so I will pass :money:
This morning I will be going to Tai Chi. I have become horribly inactive so despite not fancying it I MUST GO.
I am taking a portable breakfast (kefir/fruit/seeds) and after class I will be going to a coffee shop (taking my cup for a discount) where I will have breakfast :money:
Today is cheap film day so I will see a film this afternoon for £3.00 including a coffee :money:
I set up my Christmas club account yesterday :money:
Have a good day everyoneIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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