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My year of living dangerously

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  • LondonLiz
    LondonLiz Posts: 91 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Hello there & happy Easter.



    Thanks for posting on my new diary, having read thru some of yours I definitely think we must share some MSE DNA, especially on the home improvement front and the agonising it causes! We share a lot of similar "frogs" (not sure where this phrase comes from -presumably something about they are hard to swallow? - but I like it). You sound much better about cooking than me though. Good for you on making plans post redundancy - it's hard to take what can seem like a negative and turn it into something positive and that is what you are doing.



    Looking forward to sharing how the future unfolds.
  • doingitanyway
    doingitanyway Posts: 9,922 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Homegrown0 wrote: »
    I love your list of classes to try out! Very open minded of you :) I couldn't possibly laugh at ballet - my only chuckle is at the thought of me attempting ballet. I'm not what you'd call dainty at just short of 6ft... :)
    I'm going to be rubbish at it as I am not dainty or slim or flexible but I love music and it is is good for flexibility so willing to give it a go ;)
    I too love your lists and also how you are planning on carving out your day in order that your time profits both you and your business in the most positive way.

    I will be storing up some of your ideas ready for when I retire in two years time. Although I won't be working from home, I think a structured day will be of importance.

    And go you on the ballet!:T
    X:
    Yes I am someone who needs structure. What I hope to do is also what I hope to do until I can't so I don't plan to retire just start leading the life I want now if that makes sense?
    LondonLiz wrote: »
    Hello there & happy Easter.
    Thanks for posting on my new diary, having read thru some of yours I definitely think we must share some MSE DNA, especially on the home improvement front and the agonising it causes! We share a lot of similar "frogs" (not sure where this phrase comes from -presumably something about they are hard to swallow? - but I like it). You sound much better about cooking than me though. Good for you on making plans post redundancy - it's hard to take what can seem like a negative and turn it into something positive and that is what you are doing.
    Looking forward to sharing how the future unfolds.
    Thanks Liz. Yes, I like to cook but it sounds like we share overspending on groceries. I need to get a grip on this before my regular salary ends or I am in trouble :o
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 9,922 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I’ve been tired, not sure why but I have had lots of sleep and rest and feeling better than I was now ;)

    A few days catching up on chores. I’m not sure how well I’ve used this break but the house is a bit more organised, life admin is under control and finally THE GRASS HAS BEEN CUT. I did 1/2 a border of weeding today.

    The week coming up is busy with work and social stuff so I have been grateful for the quiet time.

    I really need to see some progress on the house so I am thinking of a new front door. I have needed one for quite a while. This isn’t in the plan for this stage but psychologically it would give me a boost. I need to see some progress so I will think about this whilst pushing on the floor sander and plumber fronts.

    I could do with some new clothes but I am waiting for the sales to kick in. I may have overdone the clothes decluttering as all of a sudden there is little left. :o I’ve decided to buy some foundation after something SSG said on her diary.

    I’ve sent in my meter readings so I’ll wait and see what the bill is before any spending.

    Happy Easter everyone :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Great news about the extra £700 from work, a new bathroom would make you feel much better :).

    I think the two weekly exercise classes will be good value for money and will get you out of the house regularly (very imortant when working from home). I hope you find a couple of activites you enjoy. I always enjoy my Pilates class as it's relaxing and gives me a good work out too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 9,922 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Great news about the extra £700 from work, a new bathroom would make you feel much better :).

    I think the two weekly exercise classes will be good value for money and will get you out of the house regularly (very imortant when working from home). I hope you find a couple of activites you enjoy. I always enjoy my Pilates class as it's relaxing and gives me a good work out too.
    Thanks HH. I agree getting out of the house will become more important once I am WFH all the time. I also think the two classes represent good value. I hope for one relaxing class and one cardio but I'll go with what I enjoy most :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Great news about the extra cash DIA .
    You are obviously tired from the extra planning and activities you are starting , as well as your work situation .
    Great goals ! Stick at them . It's all looking good :)
  • doingitanyway
    doingitanyway Posts: 9,922 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Great news about the extra cash DIA .
    You are obviously tired from the extra planning and activities you are starting , as well as your work situation .
    Great goals ! Stick at them . It's all looking good :)
    Thanks for the encouragement AC :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 9,922 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 23 April 2019 at 4:04PM
    Noticed I am feeling edgy today so I am going for a walk once the day has ended to try to centre myself. I hate when I get like this. :( I have cut down on coffee today and switched to Japanese tea to see if it helps…

    Going to Ald1 to stock up on fresh veggies, fruits and some lean protein. I was going to make bean burgers but I don’t feel like carb type food, need something fresher…

    My bill for energy came and it was half what I expected. ;) I double checked my reading I was so surprised, but yes that is right. It just shows I can cut down when I become more aware.:money:

    The next big bill will be tax and ins for the car. I just checked on the CU account and I am halfway there. RELIEF. It is harder to pay car expenses in one go but I prefer that to my monthly income disappearing in dribs and drabs… There is a Christmas club I can join so the plan is to pay in £1 a day So £7 a week on a S/O so a few hundred pounds waiting for me at Christmas. To be honest I barely notice the difference with small savings leaving my account…(I learnt that from Abba 1172) :T

    Now to get ready for my walk and try to enter a more relaxed state!

    17 weeks until I start my new lifestyle
    No progress on house or lifestyle goals today :o

    Hope your week is going well :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,207 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I know what you mean when you are just unsettled and do not know why. A long walk and a light supper sounds like a perfect plan.

    Well done on energy. I agree being mindful and focussed does work, but I am not often mindful for long enough to make a difference
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • beanielou
    beanielou Posts: 95,479 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the energy account :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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