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My year of living dangerously

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  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a good holiday and are relaxed about the next phase :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Thanks for all the positive vibes :)

    I guess I am relaxed. Definitely not putting any pressure on myself work wise until after the creative retreat in October.

    That said, my car needs repairs so I need to identify a garage and I should crack on with getting the window in before the weather turns…:o

    Thanks to HHOD and SSG58 talking about Premium Bonds I finally got round to purchasing some myself. I took half of my redundancy pay that was sat in a savings account earning next to nothing and put it in bonds instead. They are instant access and I don’t need the money until 2020 so I may as well be in with a chance of a win :)

    I did another batch of washing and made contact with friends. (Determined to stay in the loop)

    I did some drudge work in the house.

    I have identified some yoga classes to try. If I don’t like them I don’t have to go back but I am going to try them next week.

    I identified two creative work opportunities that will need completing over the next 2 weeks

    Oh, and I am keeping September AF as I feel drinking was making me feel unwell.

    So, that is me today. Hope you are having a good day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Good to see you back DIA and glad to hear you enjoyed your holiday.

    As you say, the Premium Bonds are easy access and you may have a win in-between now and the time you need to draw out the funds. As interest rates are so derisory you might as well have a gamble here. At least your capital will be safe!

    Also that's an excellent idea to keep up contact with friends - good ones are worth their weight in gold!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sorry I've been awol from your diary for a bit DIA. I'm glad you had a good holiday :).

    Alcohol doesn't agree with me much either and although enjoyable at the time I haven't missed the after effects this past year.

    Good luck on your new self-employed start in life. I hope you win something on the premium bonds and enjoy the yoga classes :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hi DIA


    I've been awol while moving and only just catching up... so just read through your new diary! How exciting! Sounds like you are making fantastic progress towards where you want to be :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Good to see you back DIA and glad to hear you enjoyed your holiday.

    As you say, the Premium Bonds are easy access and you may have a win in-between now and the time you need to draw out the funds. As interest rates are so derisory you might as well have a gamble here. At least your capital will be safe!

    Also that's an excellent idea to keep up contact with friends - good ones are worth their weight in gold!
    Thanks SSG58 :)
    Sorry I've been awol from your diary for a bit DIA. I'm glad you had a good holiday :).

    Alcohol doesn't agree with me much either and although enjoyable at the time I haven't missed the after effects this past year.

    Good luck on your new self-employed start in life. I hope you win something on the premium bonds and enjoy the yoga classes :).
    Thanks HHOD :) I think one glass will be my way forward. I can't see myself not drinking ever but I definitely struggle to metabolise drink these days.
    Hi DIA
    I've been awol while moving and only just catching up... so just read through your new diary! How exciting! Sounds like you are making fantastic progress towards where you want to be :)
    Rosa xx
    Thanks Rosa. Nice to see you back and looking forward to your diary updates :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • My brain woke up today wanting progress, so I am going to list some of the things that require no money at all. I can do these things myself over the next few weeks before I start my other work.

    I need to buy some petrol and a few groceries. I will also buy a paper. I have worked on Saturdays for years so that will be a treat. Later I am off to a dance production with a friend I have not seen for several months. I will take a few toasted nuts with me and some water but I should not need to buy any food or drink as the ticket is expensive enough!

    JOBS TO DO MYSELF OVER THE NEXT FEW WEEKS
    Remove tiles in bathroom
    Remove kitchen tiles
    Remove metal edging in kitchen
    Paint skirting in bedroom
    Paint door frames and doors in bedroom

    Strip walls in box room

    Skip run

    Gardening (front)
    Gardening (back)

    Take car to garage for a quote

    Have a happy Saturday everyone :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy the dance :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Another fan of premium bods , buy some every month.

    Your to do list is a good one .

    Enjoy your dance production with your friend.

    The squirrel is actually two .
    Life is an adventure, never stop exploring.

  • Very positive jobs list! It's good that you've now got free time to do these rather than trying to fit them round work and stressing when you're too tired start! (like me!):)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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