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Buffy's 30 Month Plan

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  • The dogs are thoroughly miserable because I haven't gone to bed yet. :rotfl:

    I have been thinking about the job situation for a while now. I always think of Beanie's Out of debt out of danger thing. I am so annoyed with myself for being in debt again and so making it difficult to make the decision.

    In 20 weeks it will be the 7th of October. Just before the next resignation date. If I could be out of debt by then or at least by the October pay day that would be good. Or even the December pay day. It would give me options. 20 little weeks.

    My debt is 4668. Well It was, I have paid off 668 with the saving. Now it is 4000. If I can pay off 500 a month then I will be out of debt by the end of the year (which is 33 weeks if anyone is interested) . Plus interest but you get the idea. I am due one lot of PPI still and that will go in the savings. I will replace the savings (remember I owe myself 668)

    Anyhow that is the plan. And it is past midnight. so must go to bed and perhaps I will sleep!

    XXXX
    Nevertheless she persisted.
  • I was chatting with someone about jobs and I've been amazed that some vacancies are restricting pay to M1-M3 which immediately knocks back anyone with a few years experience from applying, unless they are willing to take a pay cut.

    Yep and an awful lot of places set their own pay scales - so much lower than what you would expect. Depressing.
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It isn't.

    I think I have to make sure my life outside of work is bigger than my life in work. so take a step back and not get involved. Make sure other stuff takes up my time.

    XX

    More or less what I said to B the other day xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not been sleeping this week at all, which is unusual. Last night had a lovely evening with a friend, she cooked a really nice meal. But I woke up this morning with a sore throat and earache so I called in sick. Not really normal for me but I am working Saturday as well so need to be well for that.

    I checked all my accounts. All good.

    Feel like crap tho. so back to bed!
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope that you are on the mend soon xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Still have a sore throat, spent all day in bed asleep pretty much, fever broke this even tho so am on the mend. My sheets are beyond needing washing, a good burning should be on the cards but I don't have the energy. Yuck.

    Spends today.

    1. Roller thing for Mum - she has plantar fac.....something or another. (8)
    2. Present for friend's little boy (20)
    3. Petrol - (40)
    4. purchased school resources by mistake (!!!!!!) hopefully will get a refund.

    Am weirdly hungry. Might have cocoa.

    xxx
    Nevertheless she persisted.
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Hope you are fully recovered soon...not long til half term.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Felt like crap all day. Earache has the ability to reduce me to a whiny six year old at ten paces.

    Work sucked BIG ONES.

    D ick texted. Made me STUPIDLY happy. STUPIDLY. I am such an idiot. stupid stupid stupid. He is not interested. I just want to feel.......safe. Like someone can't just come and turn my life upside at a moment's notice. And the thing is
    life can be turned upside down at a moment's notice. That is the point. You have to deal with it. Every time he gets in touch it just makes me feel so vulnerable. I can't relax. I hate not knowing when in reality I do know, it just isn't finished.

    I am starting a new health "thing" on Monday. Mum has injured her neck so swimming is out for now. So instead I am going to walk down to the high street and back again, should take me about 40 minutes. Will take longer first off obviously, I am so unfit. And it is a big hill! Am continuing with the yoga and will do the work M, T, W. I have a DVD to start the following week. And then hopefully one of the walks to switch to swimming.

    Need to check the spending. I had to buy my friend's birthday present, and in order to get it here on time I ordered my new trainers - which I wasn't going to get till pay day. Oops.

    All this other stuff from work is playing on my mind. please let all the vulnerable kids be ok this weekend.

    Ugh. I want to curl up on a sofa with D ick. And feel safe.

    XXXXX
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    We all want to feel safe.
    Dont know what to say to that really.

    Hope the kids you are thinking about are safe over the weekend xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Yeah I know. I think I am just feeling a bit sickened by the world and its problems.

    I think I shall go to bed!

    XXX
    Nevertheless she persisted.
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