We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Friend owes me money

1235

Comments

  • -taff
    -taff Posts: 15,599 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh dear!!
    This is just not meant be :)
    Non me fac calcitrare tuum culi
  • Jane6
    Jane6 Posts: 17 Forumite
    @taff I know it’s not looking good!
  • Just send her a text saying sorry but this is not meant to be.
    The stress of it is too much so am going to cancel holiday, and see what she replies.
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you value the friendship - cancel the holiday. If the holiday means so much to you, cancel the friendship and cancel the booking for your friend. If the friendship means something to her, and she can afford it, then she can re-book it for herself.

    Once again, I would re-iterate - you may know the amounts that she and her husband earn, but you may not know the amount of their obligations/outgoings. That is their business - not yours.
  • Jane6
    Jane6 Posts: 17 Forumite
    What I’m going to do is give her until Wednesday, she knows she needs to pay, hopefully she’ll have transferred the money by then, if not she’s had a week to do it which is enough time and I’ll cancel her off the booking. I’ve learnt my lesson and I’m never doing this again!
  • Jane6 wrote: »
    Update : she sent me confirmation of her first payment this morning, however it’s been transferred to the wrong account (not my bank account). A step in the right direction but I’ve still not got any money!

    *Rushes off to check my bank account* - nah, I'm not the random stranger who's had an unexpected windfall...

    As has already been suggested, I suspect your friend's husband is not keen on the two of you going off on holiday and is putting obstacles in your way. He appears to control the finances as she said he would transfer the money, then his laptop wasn't working, now it's the wrong bank account. All this in addition to the longer than previously-agreed repayment terms.

    I would use the "blame the spouse" option so you're not directly accusing her and say that you're getting the impression her husband maybe doesn't want her to go, given the number of hitches, and gently suggest it might be better if you cancelled her booking and let her and her husband deal with any rebooking?
  • There is something seriously weird going on here.

    I would cancel the friends booking and ask her to book her own place if she wants to come with you. If she can't do that then go alone as you originally planned.
    Decluttering, 20 mins / day Jan 2024 2/2 
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jane6 wrote: »
    What I’m going to do is give her until Wednesday, she knows she needs to pay, hopefully she’ll have transferred the money by then, if not she’s had a week to do it

    And what will you do if the first few payments go through and then stop?

    What if she hasn't paid the full amount by the time the holiday comes round?

    How much will you enjoy the holiday together if you've had the best part of a year of hassle over money?
  • Candyapple
    Candyapple Posts: 3,385 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Are you that desperate not to go alone that you are willing to pay for a free trip for your friend to come along with you? Because that is what it will turn out to be.

    So she’s had your bank details and still manages to send the payment to the wrong person. Like that isn’t the oldest excuse in the book to try and stall for time. Either that or she is an idiot – neither one bodes well for you.

    What happens if one week she pays and then nothing for the next 3 weeks and then she decides she can’t pay $40 that week so she’ll reduce it to $10. Then who’s to say by the time the trip comes around she’s only paid off $500. When the trip is over, you can almost 100% guarantee it that paying the remainder will be the last thing on her mind. To her – that trip is done and dusted. You will get every excuse in the book about repaying or maybe she’ll just get fed up and block you on every social media platform. I’ve no idea how the Australian courts are with private individuals owing money as in how much money it costs to start a claim and what are the odds on getting money back, but like I said initially, by you agreeing to pay for her, you are essentially gifting her with a free holiday. If you are happy with this, then go ahead. If you are not, then you need to cancel her part.

    Your ‘friend’ is a cheeky f****er and is fully taking advantage of your good nature. Why would you want to be friends with such a person?

    Just cancel her portion of the trip, text her that you’ve done so and if she still wants to come to book it herself.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • I'm with the "cancel her off the holiday" gang.

    The "Sorry i sent the money to the wrong account" is most likely a blatant lie (unless they had your previous bank details too?) and one my girlfriends "friend" used on her recently too.

    Just sounds a massive hassle.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.