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If only there was a no chat thread that could be used instead.....jak22 said:There will be surely be many announcements soon - so it really helps this thread to avoid chat posts about what people think might happen, what people are thinking of doing, etc. On the fixed thread then it does matter what might happen in the future but for easy access what to do is much simpler as rates change.10 -
Taxes are no longer a certainty in life.MrFrugalFever said:
I opened on 27th so got in just in time then!soulsaver said:
Went NLA 28/10.MrFrugalFever said:be interesting to see who is off the blocks first with rate rises.
I see the Sainsbury's Defined Access Saver Issue 33 has been removed
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k_man said:
If only there was a no chat thread that could be used instead.....jak22 said:There will be surely be many announcements soon - so it really helps this thread to avoid chat posts about what people think might happen, what people are thinking of doing, etc. On the fixed thread then it does matter what might happen in the future but for easy access what to do is much simpler as rates change.Indeed.Ironically, the only Off Topic posts I can see are the repeated complaints from some about (perfectly on topic, IMO) chat in a discussion thread... 🙄
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The Sharia rates have to have priced in a lot of this increase, I suspect the early announcements will be the other banks matching them. Could be a wait to break 3%.
Problem is that with easy access there are a lot of us rate tarts that will just move to the best rate, so I could see the big players waiting and see if they get significant withdrawals before moving.0 -
Coventry rates increasing on 1st December https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html
https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice-isa.pdf
https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice-savings.pdf
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N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.7 -
Announcing straight away that you will increase rates ... but not for almost a month is more than a little bit blatant.
Please don't bother moving your money as we are matching rates - but we want a month to profit off you first, Thanks.13 -
Ooooh do tell, I wouldn't mind not paying taxes anymore.subjecttocontract said:
Taxes are no longer a certainty in life.MrFrugalFever said:
I opened on 27th so got in just in time then!soulsaver said:
Went NLA 28/10.MrFrugalFever said:be interesting to see who is off the blocks first with rate rises.
I see the Sainsbury's Defined Access Saver Issue 33 has been removedIf you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
Agreed, but at least they have told people, very quickly, what they are going to do...alternate said:Announcing straight away that you will increase rates ... but not for almost a month is more than a little bit blatant.
Please don't bother moving your money as we are matching rates - but we want a month to profit off you first, Thanks.
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How do the sharia accounts make money? Is it just disguised interest?0
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Swipe said:: How do the sharia accounts make money? Is it just disguised interest?
They mostly invest in ethical investments that are allowed under sharia rules, eg. not alcohol, tobacco etc0
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