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  • 10_66
    10_66 Posts: 3,491 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 21 October 2022 at 1:36PM
    sturgeon said:
    What’s the cut off time for same day Al Rayan withdrawals again? I know paying  in its 1pm for same day 
    It's normally 5pm on a working day, but I have had a delay until next working day on one occasion.
  • CooperSF
    CooperSF Posts: 102 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Can't send my initial deposit to Gatehouse since my reference is too long.

    Excellent!
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    CooperSF said:
    Can't send my initial deposit to Gatehouse since my reference is too long.

    Excellent!
    Can you log into your account? It gives you a different, shorter Reference.
  • CooperSF
    CooperSF Posts: 102 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Daliah said:
    CooperSF said:
    Can't send my initial deposit to Gatehouse since my reference is too long.

    Excellent!
    Can you log into your account? It gives you a different, shorter Reference.
    That's me logged in. Where would I be able to find the shorter reference?

    Thanks for the help :)
  • Bobblehat
    Bobblehat Posts: 938 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    CooperSF said:
    Can't send my initial deposit to Gatehouse since my reference is too long.

    Excellent!
    If the Reference is like mine .... 9 digits followed by your surname .... you can leave the surname out Gatehouse CS said.
  • CooperSF said:
    Daliah said:
    CooperSF said:
    Can't send my initial deposit to Gatehouse since my reference is too long.

    Excellent!
    Can you log into your account? It gives you a different, shorter Reference.
    That's me logged in. Where would I be able to find the shorter reference?

    Thanks for the help :)

    Have a look at my post 'Gatehouse?' and the responses I got there  ...... particularly from Noh

    If you log in to the app (rather than online banking....) there is a 'pay in ' option with all the account details you need  - reference is your EA account number with 3 characters of surname appended ....
  • CooperSF
    CooperSF Posts: 102 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    CooperSF said:
    Daliah said:
    CooperSF said:
    Can't send my initial deposit to Gatehouse since my reference is too long.

    Excellent!
    Can you log into your account? It gives you a different, shorter Reference.
    That's me logged in. Where would I be able to find the shorter reference?

    Thanks for the help :)

    Have a look at my post 'Gatehouse?' and the responses I got there  ...... particularly from Noh

    If you log in to the app (rather than online banking....) there is a 'pay in ' option with all the account details you need  - reference is your EA account number with 3 characters of surname appended ....
    Thank you!
  • CooperSF said:

    Thank you!
    Even your Avatar looks happy/thankful!  

    Do you think he's answering the question "how big a state is the British economy in?"...with... "this big!" 😹

    Just my opinion, no offence 🐈
  • isasmurf
    isasmurf Posts: 1,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    noh said:
    Bobblehat said:
    No problem logging in to Gatehouse as a brand-new customer this morning (thanks to Expotter's heads-up) ... it was one of the quickest easiest applications I have done recently. Got the account and reference numbers straight away and User ID by email 15 mins later. Just about to fund it now as I have online access to check when funds arrive, fits the bill exactly for what I was after!
    There is a cut off time for same day withdrawals. 2pm I think, but can't immediately find that in T's&C's.
    Yes it will be 2pm.
    I set up an account this morning and notice that the back end is the same as Ford Money. The same Barclays sort code is used for both and the user IDs are in the same format and the app is almost identical just with different branding.
    Ford FAQs state 2pm as cut off for withdrawals.
    https://www.fordmoney.co.uk/help/managing-your-account/moving-money
    Gatehouse, Ford, Charter, Paragon, RCI, Aldermore and any bank that has a Wallsend PO Box address use Newcastle Building Society's white label savings platform 
  • 10_66 said:
    There is a cut off time for same day withdrawals. 2pm I think, but can't immediately find that in T's&C's.
    And payments in cut off time for same day receipt is 1pm.
    Just spoken to Gatehouse CS. They confirmed:
    2pm is the cut off time for same day withdrawals. 
    The 1pm cut off for receipt is for the transaction to show on your account. If received latter, then although the transaction date would show as the next business day, the account will also show the date posted (to the account). Interest accrues from the date posted.
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