The Top Easy Access Savings Discussion Area

Expotter

razord said:

The Daily Mail reporting Santander's 2.75% esaver product will be withdrawn tonight.

Same article also predicting Cynergy account will we withdrawn in the next 48 hrs (by Savings Guru spokesperson)

chris_the_bee

Nick_C said:

Yorkie006 said:

Why is everyone so obsessed with Santander? Cynergy is offering an easy access account paying 2.75% as well. Ok, it's for 12 months but the interest rates will change again soon anyway. Am I missing something? Both accounts seem identical to me...

1) Santander is a well known high street brand that many of us will already have accounts with.

2) They got in first.

And you don't need a smartphone or Authenticator App.

I-LOV-MONEY

Hi guys.  I am no longer interested if rates go up by .5 / .75 / 1 %  etc., last Saturday I won the National Lottery.   It really just a matter of what I should do with my £146 winnings ?!

Zaul22

......Pub?

Freebird53

Monthly subscription to the kebab shop?

Masetw

Just transfered a few K from Al Rayan to my new ESaver account.... Will this likely go through tomorrow now? 

flobbalobbalob

jimexbox said:

Yorkie006 said:

Why is everyone so obsessed with Santander? Cynergy is offering an easy access account paying 2.75% as well. Ok, it's for 12 months but the interest rates will change again soon anyway. Am I missing something? Both accounts seem identical to me...

Cynergy pay interest annually, some people prefer monthly. 

But you can view your daily accrued interest in the account details. Something to check each day 😅

0209897m

Noneforit999 said:

julicorn said:

Apologies if this has been mentioned already, but I just noticed that the Santander e-Saver (2.75%) is being withdrawn at midnight tonight. 

They say it's due to high demand, and they've always said they'd withdraw it early if there are lots of people applying, but the timing is interesting for sure (with that wave of u-turns today).

Edited to add: razord just beat me to this  

Still haven’t funded ours yet, I won’t add money until we have access and they sent us some silly form to fill out and post back. I don’t have a printer at home so have to wait a week to go into the office, seems a drama to be honest so might not bother and instead try Cynergy.

I'm the same. Things move fast so hoping others change their rates so I don't need to go with Santander.

tg99

Re The Barclays Rainy Day Saver needing Blue Rewards membership….for the direct debits set up on the Barclays current account to earn reward payments, will they still be taken if the account is in overdraft (within the agreed interest free overdraft limit)? Savings app Plum has indicated that direct debits relating to their Weekly Depositor function will not be taken from the linked Barclays current account if that account is in overdraft though as yet not got confirmation if this is due to Plum’s own algorithm or because they think Barclays will reject.

Trynsave2

Looks like Santander's rate has been dropped to 2% for new applications