The Top Easy Access Savings Discussion Area

Zaul22

Oh no, Chase went up. Now we have to deal with their army of fanboys droning on about how great they apparently are all over again. 

soulsaver

akh43 said:

Email from Saga to say going up to 1.80% (inc bonus) from 19 Oct, not enough to tempt me back.

Saga already offers 1.8% Saga Easy Access Savings Account

cwep2

Does anyone keep a chart/table of the top instant access or 1yr fix rates? Going back a couple of years would be interesting to see. 

SandyN21

Saga rates up

If you hold an Easy Access Savings Account or Cash ISA and you have already added the 0.25% gross/tax-free* bonus, your total rate will be 2% AER*

FindingBBob

cwep2 said:

Does anyone keep a chart/table of the top instant access or 1yr fix rates? Going back a couple of years would be interesting to see. 

This is from about a year ago - it is not exhaustive but interesting to see how rates have moved. These are the easy access rates

Wheres_My_Cashback

FindingBBob said:

cwep2 said:

Does anyone keep a chart/table of the top instant access or 1yr fix rates? Going back a couple of years would be interesting to see. 

This is from about a year ago - it is not exhaustive but interesting to see how rates have moved. These are the easy access rates

Yet the top paying easy access account (Oct 21)  isn't even on this list - Al Rayan at 0.70%.

Bobblehat

soulsaver said:

hamski said:

Chase increasing saver account to 2.1%

Did you read any of the preceding posts?

Reminds me of this going around few years ago! 

FB13

financialbliss said:

Email just in...

Good news – we're increasing the Chase saver account interest rate from 1.5% AER (1.49% gross) variable to 2.1% AER (2.08% gross) variable, effective from 24 October 2022.

Too little and far too late...

A 10 day delay for the new rate to come into force is pretty long. A couple days over a weekend is understandable, particularly if the decision was made relatively late on a Friday. 

Section62

akh43 said:

Email from Saga to say going up to 1.80% (inc bonus) from 19 Oct, not enough to tempt me back.

If you've already got an account then the difference between your email and the one other people are getting (going up to 2% including bonus) might suggest you aren't getting the full 0.25% bonus currently available?

Worth renewing the bonus to the current level from time to time, just in case they increase the underlying rate but reduce the bonus then being offered.  Even if you aren't planning to fund the account for the time being.

akh43

Section62 said:

akh43 said:

Email from Saga to say going up to 1.80% (inc bonus) from 19 Oct, not enough to tempt me back.

If you've already got an account then the difference between your email and the one other people are getting (going up to 2% including bonus) might suggest you aren't getting the full 0.25% bonus currently available?

Worth renewing the bonus to the current level from time to time, just in case they increase the underlying rate but reduce the bonus then being offered.  Even if you aren't planning to fund the account for the time being.

Just checked the email again and I have misread it 😳 My account is still showing 1.80% now as the new rate does not start until 18th, I do have the 0.25% bonus already, I keep renewing it, but 2% still not enough to tempt as just opened the santander 2.75%