The Top Easy Access Savings Discussion Area

andyhicks88

Anyone not rising above 2% might as well not even bother, they have been left in the dust.

soulsaver

Aliliva said:

@soulsaver, Atom is now 1.9% on its easy saver. Not ToTP worthy, but still better than the noted 1.7% 

Thanks - You've raised a good point - if I show the dropped off rate, I'll have to maintain it or it could be missleading. ... 

jak22

Even 2% is well below the 2.75% now available. In the past I remember savings rates being above the base rate so even today's changes are still pretty poor.

art123_2

Applied to open a Santander account on Tuesday, and advised that they would be back in touch within 3 working days, but still not heard a thing.  Fed up waiting to get this opened now, so think I'll go elsewhere, probably Cynergy.  Has anyone else experienced the same problem, and why does it take an eternity to get this account opened with Santander.  

km1500

maybe they are a bit busy ?

soulsaver

Section62 said:

Marcus are making their move...  to 1.75% plus the currently available 0.25% bonus making 2% overall.

Edit: Effective 18th October

Thanks @Section62 .
Marcus straight in ... in the 'also ran' 2.00%s; now in the drop offs, as with Shawbrook

ToTP w/e update here will only show EA accounts' rates above 2.00%.

That nicley gives us the Top 10, with a bit of Editor's licence to include Yorks BS tiered top rate,(2.05%>£50k) rather than the usual 'middle' tier.

Eventful week.

Rheumatoid

art123_2 said:

Applied to open a Santander account on Tuesday, and advised that they would be back in touch within 3 working days, but still not heard a thing.  Fed up waiting to get this opened now, so think I'll go elsewhere, probably Cynergy.  Has anyone else experienced the same problem, and why does it take an eternity to get this account opened with Santander.  

Same here. Lete me know if getting your money into Cynergy is any easier

Beddie

oz0707 said:

I am one of the dinosaurs who likes withdrawal to nominated account only. 

You're not the only one - I prefer withdrawal to nominated account only as well! It feels more secure to me.

FindingBBob

First time poster long time lurker. Managed to get on the Santander train, all ready to move my money from Ford, logged in and saw this message pop up.. still not sure I will stick with them but at least they are catching up. 

soulsaver

Thanks @FindingBBob            
For those finding the size a viewing challenge,
Dear Ed

As a valued customer we wanted to let you know about our upcoming rate increases:

• On Tuesday 18th October we will be increasing the rates on our Fixed Saver 1, 2 and 5 year products to 4.3%, 4.5% and 4.55% respectively.
• On Wednesday 19th October our Flexible Saver rate will then be increasing to 2.5%. This rate will initially be exclusive to existing customers, so you won’t see Flexible Saver on sale to new customers from this date.
• In addition, we will be increasing our Flexible Cash ISA to 1.90% on that day for both new and existing customers.

As always, we hope these increases will help you reach your savings goals.

Best wishes,

Ford Money Team

Interesting tactic -  if you haven't got it, maybe grab it and shove £1 in to keep options open?  Flexible Saver pre-application checklist | Ford Money