The Top Easy Access Savings Discussion Area

cricidmuslibale

mortgagewannabe_2 said:

Hi.  We currently have a large amount of savings in our Virgin Money M Plus Saver Joint account. My partner only earns a £5k salary per year, hence he has approx £6-7k free personal tax allowance.  My question is, whether it's worth moving the savings to his solo account for tax purposes and whether Zopa is good enough?  We don't mind a short notice account.

Zopa is not currently offering the best interest rates available on either easy access or notice accounts! There is a separate notice account thread on this Savings and Investments board that lists the highest interest paying notice accounts that are currently available.

Thirty9

cricidmuslibale said:

Zopa is not currently offering the best interest rates available on either easy access or notice accounts! There is a separate notice account thread on this Savings and Investments board that lists the highest interest paying notice accounts that are currently available.

Speaking of Zopa, I've just tried to withdraw from an easy access pot and got an error "Something went wrong on our side, please try again.". Anyone else seeing this? Not good.

TomDolan

Thirty9 said:

cricidmuslibale said:

Zopa is not currently offering the best interest rates available on either easy access or notice accounts! There is a separate notice account thread on this Savings and Investments board that lists the highest interest paying notice accounts that are currently available.

Speaking of Zopa, I've just tried to withdraw from an easy access pot and got an error "Something went wrong on our side, please try again.". Anyone else seeing this? Not good.

same here this morning, but i clicked try again and it was fine after that

Thirty9

TomDolan said:

Thirty9 said:

Speaking of Zopa, I've just tried to withdraw from an easy access pot and got an error "Something went wrong on our side, please try again.". Anyone else seeing this? Not good.

same here this morning, but i clicked try again and it was fine after that

Thanks, I'm still getting the error. Will leave it for a bit.

Choirgrl

Thirty9 said:

Speaking of Zopa, I've just tried to withdraw from an easy access pot and got an error "Something went wrong on our side, please try again.". Anyone else seeing this? Not good.

I had the same. It then let me move money out of one pot to go into another, but an hour later it’s still showing the status as ‘in progress’. Clearly there are gremlins this morning. Once things are sorted out my money is heading to Al Rayan.

Keltosh

Yes I’m the same can’t move / or withdraw money & same error notice. Once resolved this has convinced me to move from Zopa.

BarGin

I made my first major withdrawal from Al Rayan yesterday afternoon. It was a few 000's to my Chase current account. It's still not arrived. I made a small withdrawal to the same account last week which arrived within 20 minutes.

10_66

BarGin said:

I made my first major withdrawal from Al Rayan yesterday afternoon. It was a few 000's to my Chase current account. It's still not arrived. I made a small withdrawal to the same account last week which arrived within 20 minutes.

As yesterday was not a bank working day, it should show by 5pm today.

BarGin

10_66 said:

BarGin said:

I made my first major withdrawal from Al Rayan yesterday afternoon. It was a few 000's to my Chase current account. It's still not arrived. I made a small withdrawal to the same account last week which arrived within 20 minutes.

As yesterday was not a bank working day, it should show by 5pm today.

Thanks. If I have to wait till the end of today it's ridiculous to call it an instant access account!

kaMelo

They're called easy access accounts rather that instant.