The Top Easy Access Savings Discussion Area

BigBlueSky

infoadict said:

Moneyfacts showing Al Rayan Everyday Saver is 2.12%, But app and website still show 2.10%

I just posted the same on the Al Rayan thread.  Not sure if it is a mistake or just a timing thing.

BigBlueSky

Looks like it has been changed back - Must have been a mistake.

Sg28

Zopa down to number 4 already! Given notice on my 31 day pot. In 4 weeks we should have had a (big?) Base rate rise and plenty of time for everthing to settle down with a new number 1.

Hopefully zopa remain competitive I quite like the boosted pot idea.

Daliah

Sg28 said:

Hopefully zopa remain competitive I quite like the boosted pot idea.

That ship has already sailed for me. Sadly, I am still stuck in the 95 day account @ 2.05%.

Sg28

Daliah said:

Sg28 said:

Hopefully zopa remain competitive I quite like the boosted pot idea.

That ship has already sailed for me. Sadly, I am still stuck in the 95 day account @ 2.05%.

Thats why I went for the 31 day. Thinking being I can give notice a week (or 2) before boe decision and have the money availble for when the majority of banks have made their adjustments.

Patr100

LONDON, Sept 9 (Reuters) - The Bank of England on Friday postponed next week's interest rate decision following the death of Queen Elizabeth, it was rescheduling its next announcement on interest rates and other decisions until Sept. 22 from an original date of Sept 15.

BigBlueSky

With the Gatehouse Bank I know the cut-off for same day deposits is 1pm in the afternoon.

Does this apply on weekends too, or if I deposit before 1pm on Saturday will it not be applied to the account until Monday now ?

Thanks in advance

soulsaver

Doesn't make the cut - but Aldermore EA issues 1- 15 up to 1.6%
Note: Double Access 1.7% 
Aldermore (aldermoresavings.co.uk)

mebu60

BigBlueSky said:

With the Gatehouse Bank I know the cut-off for same day deposits is 1pm in the afternoon.

Does this apply on weekends too, or if I deposit before 1pm on Saturday will it not be applied to the account until Monday now ?

Thanks in advance

If you make a deposit into your account before 1pm on a working day, funds will show on your account by close of business the same day. If your deposit is made after 1pm, funds will show by close of business the following day.

As Saturday is not a working day it would be Monday.

BigBlueSky

mebu60 said:

As Saturday is not a working day it would be Monday.

Thanks.  I noticed it said that in their T&C's but was reading a review when someone said otherwise.

Thanks for the confirmation, I thought it was best to ask someone who had tried it.