The Top Easy Access Savings Discussion Area

Molehusband

SJMALBA said:

FWIW, Paragon Triple Access @ 1.3% (up from 1.25% ?).

If so, it's beaten by Paragon Easy Access Issue 10 which is 1.4% as from today. Unlike some of the more awkward providers such as Tesco, interest is increased without the hassle of changing to a new account.

soulsaver

Molehusband said:

SJMALBA said:

FWIW, Paragon Triple Access @ 1.3% (up from 1.25% ?).

If so, it's beaten by Paragon Easy Access Issue 10 which is 1.4% as from today. Unlike some of the more awkward providers such as Tesco, interest is increased without the hassle of changing to a new account.

Not showing on the Paragon web? Got a link?

ColdIron

May not be available to new customers. I had an email today about my Issue 6 going to 1.40% which hasn't been on sale for a number of years

soulsaver

ToTP

OK rate topsters... Easy(ish) Access top 10(ish) of the pots.. BoE base rate +0.25 =1.25% (16/06)

Updated at 21/06/2022.. c.11.20 hrs - Starter for 10; not meant to be comprehensive, DYOR.
Latest changes in bold.
Links added for all accounts. Thanks for all contributions.
Bracketed dates = date rate added/amended here.

1 Virgin Money 1.56% (03/06)Linked to M plus c.a. £25k max EASY ACCESS SAVINGS | Virgin Money UK

2 Chase: Saver 1.50% App only Home | Chase UK

3 Zopa Smart Saver - improved rates(06/06) Boosted 7day notice 1.35%. Access 1.30%, Boosted 31day 1.45%; 95day 1.6%  Smarter Savings built for real life - Zopa*
See later posts: Increased rates showing on existing pots in the app - 1.4, 1.45, 1.6, 1.8 but no confirmation as at 11.15 21/06)

4 Aldermore Double Access 1.4% (17/06); EA 1.35% new & existing acs;  Personal Savings Accounts - Aldermore Bank Thnx @SJMALBA

(5 Skipton Triple Access Saver 1.36% wef 27/06 (eta 19/06) no details yet 1.11% Iss5 on SBS web, but they usually apply rate increases to existing issues? Note: £5k min balance atm) Skipton Building Society | Facebook Thnx @GalacticaActual
Easy Access Savings - Skipton Building Society  

5 Atom (App only) Instant Saver 1.35% (17/06): https://www.atombank.co.uk/instant-saver thnx @Kazza242

6 Yorkshire BS **Tiered** Internet Saver Plus iss 11 1.33% (1.1%<£10k 1.38%>£50k) (03/06) View our Easy Access Savings Accounts | Savings | YBS 

7= Cynergy: 1.32% (27/05) digipass or app for on line access. l (25/05) Cynergy Bank 

7= RCI Freeddom Savings 1.32% (17/06) Savings Accounts | RCI Bank thnx @infoadict (ETA Note their 1.35% 14 day notice ac)

9 Al Rayan:1.31% ( 10/05) Min £2.5k App only(ish) Everyday Saver (Issue 2) | Islamic banking | Sharia compliant & ethical (alrayanbank.co.uk)

10= Marcus/Saga (note shared FSCS) 1.30% inc 0.25 bonus (08/06) Online Savings Account | Marcus by Goldman Sachs®  thnx @AndyTh_2

10= Ford Money 1.30% (27/05) Flexible Savings Account - Easy access savings | Ford Money

10= Gatehouse Bank 1.30% (04/05) - Sharia; £1k min initial deposit.  Easy access account | Gatehouse Bank | Gatehouse Bank plc 

10= Paragon Triple Access 1.30% (17/06) Fixed Rate Savings Accounts & Cash ISAs | Paragon Bank Thnx @SJMALBA NB see above posts for NLA acs @1.4%.


See prior ToTPs for detail on recent 'drop offs...':  

Tandem, Investec, Cov BS, Principality BS.

Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts, check.

VM 2.0% £1k limit, Nationwide FlexDirect 5% on £1.5k (1st year only) Others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

infoadict

Just had email - RCI Freedom Savings Account went up to 1.32% from today

soulsaver

infoadict said:

Just had email - RCI Freedom Savings Account went up to 1.32% from today

Me too - ToTP edited to include - applied to existing accounts.

Molehusband

soulsaver said:

Molehusband said:

SJMALBA said:

FWIW, Paragon Triple Access @ 1.3% (up from 1.25% ?).

If so, it's beaten by Paragon Easy Access Issue 10 which is 1.4% as from today. Unlike some of the more awkward providers such as Tesco, interest is increased without the hassle of changing to a new account.

Not showing on the Paragon web? Got a link?

Regarding Paragon Easy Access Issue 10, as someone else mentioned, it may no longer be available to new customers.
Just out of interest (no pun intended!) in the past when I found an account offering a better rate with another bank I used close my earlier accounts and move all the balance into the new account. I've now adopted a new system whereby I normally keep the old account with the original bank open with the minimum balance. Now this approach has proved useful: For example with Paragon when the rate plummeted a while ago I left only the minimum in it. Yet  suddenly it has shot up and I am able to take advantage of today's good rate because I didn't close it altogether when rate was low.

beardiedog

I tried to open a Paragon Triple Access Cash ISA at 1.35% this evening but it failed as there was no Security Verification check box on the last page so I couldn't progress with my application. Tried in Firefox and Microsoft Edge. I've reported the glitch.

Molehusband

Nick_C said:

TheWoodler said:

... the growing disenchantment with Chase (articulated in various places in this forum)... 

Chase is a fantastic product.

I think Chase is faantastic:

southone

beardiedog said:

I tried to open a Paragon Triple Access Cash ISA at 1.35% this evening but it failed as there was no Security Verification check box on the last page so I couldn't progress with my application. Tried in Firefox and Microsoft Edge. I've reported the glitch.

Same problem here what a pain in the ****