The Top Easy Access Savings Discussion Area

Nick_C

The_Green_Hornet said:

Nick_C said:

TheWoodler said:

... the growing disenchantment with Chase (articulated in various places in this forum)... 

Chase is a fantastic product.

What other high interest savings account allows you to set up Direct Debits and Standing Orders and allows you to schedule multiple future dated Faster Payments that pay out even on Sundays and Bank Holidays?

What other bank offers 1pc cash back on debit card spending, including on foreign transactions at perfect exchange rates?

What other bank issues a debit card with no numbers printed on it and the ability to fine tune the functionality of the security features to suit your personal needs? 

Chase have come up with a loss leading rate of interest to bring in new customers.  Most of them are interest rate tarts who will move on as soon as the rate is no longer chart topping, but many of us can see what a great product Chase has created, and will stay with them for the long term. 

I will be using Chase as my primary payment method when I'm in the US next month.  Goodbye Monzo, Revolut, and Curve.  There's a new kid on the block.  And he's streets ahead of the competition. 

What other bank asks you to pre-authorise every single online debit card transaction even ones you have already authorised?

What other bank delays outward payments for two days or more for a supposed security check?

What other bank declines debit card transactions due to "technical issues"?

I closed my Chase account as I have very little confidence in their IT.

I'm sure every bank has dissatisfied customers and gets things wrong sometimes, but so far I've not had any of the problems that you have experienced. 

SJMALBA

soulsaver said:

SJMALBA said:

Not sure, but I think these might be increases?

Aldermore EA - 1.35%

Aldermore Double Access - 1.4%

Indeed it is - in fact that EA rate is a 0.55% (!) and 0.15% for the DA increase according to my records. 

I think EA was 1.1% before?

janusd

SJMALBA said:

Not sure, but I think these might be increases?

Aldermore EA - 1.35%

Aldermore Double Access - 1.4%

yep - I had both of those accounts last month, the EA was only paying 0.85% and DA 1.25% I think - i'm not planning on moving the money back for the sake of 0.05%!

soulsaver

southone said:

looks to be showing at 1.39% monthly already on statment

Guess you're talking about Aldermore DA..?

southone

soulsaver said:

southone said:

looks to be showing at 1.39% monthly already on statment

Guess you're talking about Aldermore DA..?

Yes Double access

soulsaver

SJMALBA said:

soulsaver said:

SJMALBA said:

Not sure, but I think these might be increases?

Aldermore EA - 1.35%

Aldermore Double Access - 1.4%

Indeed it is - in fact that EA rate is a 0.55% (!) and 0.15% for the DA increase according to my records. 

I think EA was 1.1% before?

I wouldn't argue because things are moving so quickly that they're not announcing changes to refer back to.

SJMALBA

FWIW, Paragon Triple Access @ 1.3% (up from 1.25% ?).

soulsaver

SJMALBA said:

FWIW, Paragon Triple Access @ 1.3% (up from 1.25% ?).

Next ToTP is going to busy... although 1.3 may not make it onto the list!

SJMALBA

soulsaver said:

SJMALBA said:

FWIW, Paragon Triple Access @ 1.3% (up from 1.25% ?).

Next ToTP is going to busy... although 1.3 may not make it onto the list!

Indeed, a fair amount of activity, and soon after the MPC announcement!

Still nothing breaking through VM & Chase, but we live in hope... 😀

RG2015

soulsaver said:

SJMALBA said:

FWIW, Paragon Triple Access @ 1.3% (up from 1.25% ?).

Next ToTP is going to busy... although 1.3 may not make it onto the list!

You may wish to do an abridged list just showing position, FI and rate.

MSEers can then do their own research as to the details.