The Top Easy Access Savings Discussion Area

beardiedog

southone said:

beardiedog said:

I tried to open a Paragon Triple Access Cash ISA at 1.35% this evening but it failed as there was no Security Verification check box on the last page so I couldn't progress with my application. Tried in Firefox and Microsoft Edge. I've reported the glitch.

Same problem here what a pain in the ****

Sorted now.

southone

beardiedog said:

southone said:

beardiedog said:

I tried to open a Paragon Triple Access Cash ISA at 1.35% this evening but it failed as there was no Security Verification check box on the last page so I couldn't progress with my application. Tried in Firefox and Microsoft Edge. I've reported the glitch.

Same problem here what a pain in the ****

Sorted now.

Yes mines open now too nice website then working,  That i am not a robot box comes from Google I think so may have been link not bad codeing on Paragon site

Malchester

Just for information - my Zopa smart saver account shows and increase in interest rate -

instant access now 1.4%,
7 day notice 1.45%,
31 day notice 1.6% and
95 day notice 1.8%. 

Not showing as of now on Moneyfacts or Savings Champion

Still showing the previous rates on the website as of now.

Thumbs_Up

Re Zopa, if you have your money in the booster account  Say 85K for 95 day notice the monthly interest is held in the account and you can’t access it until 95 days have passed. Shame they can’t pay the interest to the access account.

soulsaver

Malchester said:

Just for information - my Zopa smart saver account shows and increase in interest rate -

instant access now 1.4%,
7 day notice 1.45%,
31 day notice 1.6% and
95 day notice 1.8%. 

Not showing as of now on Moneyfacts or Savings Champion

Still showing the previous rates on the website as of now.

Yep, and also not in the app rates list..(which is hard to find) but on the boosts I've got I can see the 1.4 and the 1.6.. That'll cause me some £££ shuffling if confirmed.
 

Thirty9

Regarding Zopa: I see they've increased the interest on my 90 day boosted pot. I've already requested access to it and few weeks ago, but might cancel that. That got me thinking: it's better to continually request access, and then cancel that request if you're happy with their rates. That way you have access to your money sooner if required.
I believe interest is still paid during the notification period, so I can't see a downside to this.

Patr100

Thumbs_Up said:

Re Zopa, if you have your money in the booster account  Say 85K for 95 day notice the monthly interest is held in the account and you can’t access it until 95 days have passed. Shame they can’t pay the interest to the access account.

Well that's the point. It's a notice account, hence the higher rate.

BigBlueSky

Is Zopa an instant transfer account ? - Money in/out appearing almost instantly with Faster Payments ?

soulsaver

Thirty9 said:

Regarding Zopa: I see they've increased the interest on my 90 day boosted pot. I've already requested access to it and few weeks ago, but might cancel that. That got me thinking: it's better to continually request access, and then cancel that request if you're happy with their rates. That way you have access to your money sooner if required.
I believe interest is still paid during the notification period, so I can't see a downside to this.

You can't cancel the notice; you just re-boost it at the end of the notice period.

See below.

Thirty9

soulsaver said:

You can't cancel the notice; you just re-boost it at the end of the notice period.

I just checked: there's a 'Cancel notice' button in my boosted pot, so I think it can be cancelled. Anyway, as you mentioned, it may be preferable to let just reboost at the end of the notice period.
The point stands: it's best to continually give notice.