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  • molerat
    molerat Posts: 34,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 December 2021 at 1:58PM
    Opening Tesco Instant Saver

    The secret would appear to be NOT to enter you NI number when applying for a new account as it processes fine then.

    I had the same issue as some of the recent posters, until I worked that out.

    Tesco bank have been aware of this glitch in their application process for some time, according to a frustrated customer service adviser who helped me open a account on the phone several months back. You'd think they'd just remove that field from the application form.....
    They will do that just before they shut savings accounts down - just as they did when they finally got the current accounts working properly !!

  • They need your NI number to declare your interest to HMRC. I successfully applied while logged in
    "Look after your pennies and your pounds will look after themselves"
  • Gers
    Gers Posts: 13,189 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    They need your NI number to declare your interest to HMRC. I successfully applied while logged in

    I couldn't log in as I had closed my accounts with Tesco. Not putting my NI number in got the saver account opened, perhaps they'll be in touch for the number unless they have retained it from April this year.
  • molerat
    molerat Posts: 34,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 December 2021 at 8:33PM
    Do they get in touch once an account is opened ?
    Managed to open one without NI number and all went well, got to the final screen with all the account details on and before I could do anything it logged me out.  Account has not appeared in internet banking / app so no idea what is going on and no account number etc.
  • kaMelo
    kaMelo Posts: 2,862 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    They need your NI number to declare your interest to HMRC. I successfully applied while logged in

    Unless you are opening an ISA then no banking institution "needs" your NI number. Quite frankly the debacle that is HMRC processing savings interest I'm more than happy for them not to report it.
  • I agree HMRC are in a mess with savings interest banks don’t seem to be supplying details quickly
    "Look after your pennies and your pounds will look after themselves"
  • molerat said:
    Do they get in touch once an account is opened ?
    Managed to open one without NI number and all went well, got to the final screen with all the account details on and before I could do anything it logged me out.  Account has not appeared in internet banking / app so no idea what is going on and no account number etc.
    Just apply again 
    "Look after your pennies and your pounds will look after themselves"
  • Gers
    Gers Posts: 13,189 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    molerat said:
    Do they get in touch once an account is opened ?
    Managed to open one without NI number and all went well, got to the final screen with all the account details on and before I could do anything it logged me out.  Account has not appeared in internet banking / app so no idea what is going on and no account number etc.
    I'd be tempted to send £1 across to it, if you have the account details. Either way, bouncing or not, you'll know for sure.  I had to try twice with my NI number. 
  • molerat
    molerat Posts: 34,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gers said:
    molerat said:
    Do they get in touch once an account is opened ?
    Managed to open one without NI number and all went well, got to the final screen with all the account details on and before I could do anything it logged me out.  Account has not appeared in internet banking / app so no idea what is going on and no account number etc.
    I'd be tempted to send £1 across to it, if you have the account details. Either way, bouncing or not, you'll know for sure.  I had to try twice with my NI number. 
    :D .............................................

  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 December 2021 at 10:29AM
    Saving which accept Payment by Debitcard

    I just found thhis information accidentally from my file. It is older than one year so need recent information to confirm whether it is still the case .
    The following Saving accept payment by Debitcards, Direct deposit using online banking: Birmingham Midshires, Cambridge BS, Chelsea BS, Family BS,HL Active Savings, KRBS, National Counties BS, NS&I, Skipton, YBS. Also Britannia BS (now owned by COOP Bank), Post Office, and may be also Leeds BS (Branch only)
    The following have been confirmed recently to be working by the MSEr
    HL Active Savings (confirmed by MSEs recently)
    KRBS. Not sure but I might have tried it long time ago. Has anyine tried it recently ??
    NS&I (confirmed by MSEs recently)
    Skipton (no longer available for new customer)
    Post Office (I have tried it but Hassles to withdraw your money)
    Has anyone tried the debitcard payment method from the list above and provide infos which one is still work well ??.
    PM will also be good. Sharing is caring Thx
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