The Top Easy Access Savings Discussion Area

masonic

dekkard wrote: »

Wow, not only do Birmingham Midshires take an eternity to open accounts, and not only is their online platform clunky and unreliable but, worse than all that....

Their home page, which links to their login page, is http only - i.e. not secure.

So, a 'man in the middle' could steal your login details.

Not if you go directly to the login page. But a little shameful they don't have https everywhere.

dekkard

masonic wrote: »

Not if you go directly to the login page.

Yes, you're right but not everyone does.

There's a good article on the issue here from a security researcher: https://www.troyhunt.com/im-sorry-you-feel-this-way-natwest-but-https-on-your-landing-page-is-important/

Whitterbod

paragon was about 4 days from online application to paperwork through the door :T

Charlton_King

On a slightly different tangent, I suppose that easy access accounts are going to be the last to see any trickle down from the BoE rate rise..? Sigh.

Broadwood

2010 wrote: »

Coventry has already stated on their site which accounts are going up on 1/9/18 and if it`s not mentioned on the page, then it stays the same as now.

ie: Previlege Reward ISA is going from 1.3% to 1.4% (no longer available)

But bear in mind this account was CUT last month from 1.65% to 1.3%

The Coventry isn't being fair to savers.


"We will be increasing all applicable variable rate mortgages by 0.25% with effect from 1 September 2018."


They aren't increasing all applicable variable savings accounts rates by 0.25%.
From the Rate Change Notice page I can only find a few accounts whose rates are increasing by the full 0.25%.
Most Coventry variable rate savings accounts are only increasing by between 0.10% and 0.15%.


Maybe when Marcus http://www.marcus.co.uk launches next month in the UK, the savings market will get a welcome boost. Press speculation in the last few days suggests that a rate of about 1.5% at the launch of their Easy Access account is a possibility.

G_M

murphydavid wrote: »

On 15th Aug I had an email from Coventry saying they will be increasing their (my) rate from 1.25 to 1.4 from Sept and I note from their savings page that new accounts at the moment are 1.4% of which 0.25 is a 1 year bonus. So I presume you have advance information that new accounts will be 1.5 after September. Whats loyalty worth to Coventry? minus 0.1% it appears and if you just opened an account with them you may find yourself on 1.4% not 1.5% after September.
P.S. Where is the information of the 1.5% being published and what is the name of that account? I will see if Coventry will let me move to that one after September.

Apologies - I mis-remembered. It's actually 1.55% ! And I got a letter from them.

Limited Access Saver (issue 1). The rates are also on the website here:

https://www.coventrybuildingsociety.co.uk/consumer/help/bank-of-england-base-rate.html

murphydavid

G_M wrote: »

Apologies - I mis-remembered. It's actually 1.55% ! And I got a letter from them.

Limited Access Saver (issue 1). The rates are also on the website here:

https://www.coventrybuildingsociety.co.uk/consumer/help/bank-of-england-base-rate.html

Yes but Limited Access Saver (issue 1) is not available to new comers only Limited Access Saver (issue 2) at 1.4%

cunctator106

I'm looking to help my parents-in-law (in their nineties, recently moved into a care home, non- mobile but mentally capable) to make the best of their capital to pay their care home fees. When their house is sold they will have some £280k to last several (no-one can say how many!) years. All thoughts welcome please. Any arrangement will need to be secure and reasonably easy to explain and to arrange.

sjp999

cunctator106 wrote: »

I'm looking to help my parents-in-law (in their nineties, recently moved into a care home, non- mobile but mentally capable) to make the best of their capital to pay their care home fees. When their house is sold they will have some £280k to last several (no-one can say how many!) years. All thoughts welcome please. Any arrangement will need to be secure and reasonably easy to explain and to arrange.

https://societyoflaterlifeadvisers.co.uk

tel_

masonic wrote: »

Not if you go directly to the login page. But a little shameful they don't have https everywhere.

Even when I try Nationwide's log-in page in Chrome it still says it's non-secure. Is this not so much of an issue though, as you do have to input your card reader code into it? Which is unique every time you log into it.

Internet Explorer doesn't seem to alert me at all when using Nationwide's site.

One thing I do like about Birmingham & Midshires' site, is the use of drop-down menus for your second password/passphrase entry, as well as the first level of keyed-in security entry.