The Top Easy Access Savings Discussion Area

typistretired

Dominykassmith wrote: »

all the advices are good and i am considering upon a worth option...

You sure you are posting on the right thread!

typistretired

I would advise anyone taking out a new Lloyds or BOS vantage current account to tell a "WHITE LIE" that they intend to use for paying bills. After all you don't need to have a direct debit or standing order to pay bills. I pay our credit cards off in full each month and use the single payment option.

sparkyspark

Ologhai wrote: »

My experiences may not have been typical, but I only opened these accounts a month or so ago, so it was certainly possible recently to set up these accounts without hiding one's intentions. Perhaps they were so taken aback by my 'no messing about' approach, they'd opened the accounts before they knew what they were doing.
As I say, though, this was pretty much my stance with six different people (one in-branch, and five over the phone), and none of them seemed to consider it a problem.

Opened all three BOS accounts within 3 consecutive days, all accounts showing in my Halifax Online Account within 24hrs, my wife did the same so all good to go Thanks

invisiblecabbage

Hi, i have a cheque for £15k courtesy of work that has made me redundant. Have no isa at moment so would like to use some in an isa, but need somewhee for the rest of it. Do not need money for at least 9 months. Suggestions?

kidha

Hi all,
newbie - so please go easy if already posted or it I have it wrong.

Looks like the new TSB Bank is giving 4% interest for balances between 5k and 6k.

Limited offer. Max of 3 accounts.

Going to call them later to open 3 accounts.

usual 2 * Tesco £1 saving Direct Debits and cycling money

I cannot post the link as im a new user. Go the tsb website --> Rates & Charges --> Current Account

Scroll about half way down to the section titled.

Enhance Interest Rates - for Classic Accounts or Added Value Accounts with the limited offer from 10 September 2012 - 31 October 2013

I-LOV-MONEY

kidha wrote: »

Hi all,
newbie - so please go easy if already posted or it I have it wrong.

Looks like the new TSB Bank is giving 4% interest for balances between 5k and 6k.

It looks as if you would have had to apply by 31 October 2012.

Steve_xx

invisiblecabbage wrote: »

Hi, i have a cheque for £15k courtesy of work that has made me redundant. Have no isa at moment so would like to use some in an isa, but need somewhee for the rest of it. Do not need money for at least 9 months. Suggestions?

The best ISA if you can lock away for 5 years is Leeds Building Society that pays 3% on its No Access 5 year ISA.

See here:
http://www.leedsbuildingsociety.co.uk/savings/fixed-rate-isa-5-year-no-access.html

badger09

kidha wrote: »

Hi all,
newbie - so please go easy if already posted or it I have it wrong.

Looks like the new TSB Bank is giving 4% interest for balances between 5k and 6k.

Limited offer. Max of 3 accounts.

Going to call them later to open 3 accounts.

usual 2 * Tesco £1 saving Direct Debits and cycling money

I cannot post the link as im a new user. Go the tsb website --> Rates & Charges --> Current Account

Scroll about half way down to the section titled.

Enhance Interest Rates - for Classic Accounts or Added Value Accounts with the limited offer from 10 September 2012 - 31 October 2013

kidha

Did you actually read the dates you highlighted in your post above?

You're about 10 and half months too late :eek:

This was an offer on Lloyds TSB Vantage accounts last year. You had to apply for it, and, in addition to the monthly funding requirements, have 2 direct debits set up on your account before 31 October 2012 to qualify. Sadly the 4% rate expires 31 October 2013.

Save yourself the embarrassment - don't phone them

kidha

oops !!! :eek:

innovate

Of course, don't miss the wood for the trees. The 3% AER TSB Enhance account is still available for new applicants. At least at the moment.
Though I will hang on a bit with applying, in the hope that they will offer an incentive soon for opening one of their accounts.