The Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver
Close Brothers Savings Easy Access Account Issue 4 now 4.9% (£10k min)

In addition the Chase Saver Account at 5.1% (includes 1% bonus) could possibly be worth being included in the top 10 given the new eligibility criteria for the top rate?? (see posts by @pokemaster and @EthicsGradient)

SonOfPearl

adindas said:

My question:

Is the YBS Internet Saver Plus i13 currently paying 4.80% have the same term with Internet Saver Plus i14 e.g Unlimited withdrawals (subject to daily withdrawal limits), you could put a large lump sum and still get 4.80% ?

Does anyone could share info where could I find the KPI/Summary for this YBS Internet Saver Plus i13 ?

TIA

Yes, there are unlimited withdrawals subject to daily limits.

jaypers

The only thing I don’t really like about YBS is no monthly interest options.

adindas

jaypers said:

The only thing I don’t really like about YBS is no monthly interest options.

Also for withdrawal, even it says instant withdrawal but in my personal experience it will typically take at least two working days.

Regarding monthly interest, Is it for tax purposes ??

jaypers

adindas said:

jaypers said:

The only thing I don’t really like about YBS is no monthly interest options.

Why would you want a monthly Interest ? Is it for tax purposes ??

Personal preference. I like to have drips of extra money coming in throughout each month from various providers. 

dali21

EthicsGradient said:

Did those of you opening the new Chase until-Jan-2025 boosted savings account already have a boosted-until-Nov account? Because, although their web pages say 

"You are eligible to get this offer if on 2 May 2024:

(a) you didn’t have a Chase saver account; or

(b) you had one or more Chase saver account(s) but the balance across all of those Chase saver accounts was below £50,000."

and I qualify under (b), having about £30 in a boosted-until-Nov account, I don't get anything talking about the new boost or 5.1% - just 4.1%. Do you have to go into the "add an account" process and get beyond naming it before they mention the 5.1%/boost?

The new Boosted Saver to January 2025 is called the Boosted Saver Two.  I think Chase are treating the November and January Boosted Savers as different offers for ‘eligible’ customers and their website also states that you cannot hold more than one Boosted Saver at any one time. 

soulsaver

Bridlington1 said:

@soulsaver
Close Brothers Savings Easy Access Account Issue 4 now 4.9% (£10k min)

In addition the Chase Saver Account at 5.1% (includes 1% bonus) could possibly be worth being included in the top 10 given the new eligibility criteria for the top rate?? (see posts by @pokemaster and @EthicsGradient)

Messaged Chase asking if I need to close my account to get it.

ETA: Chase gets in ToTP; There's enough intel here now.. little thanks to them.

moi

EthicsGradient said:

Did those of you opening the new Chase until-Jan-2025 boosted savings account already have a boosted-until-Nov account?  

No, I didn't have a boosted one already.

AndyTh_2

dali21 said:

EthicsGradient said:

Did those of you opening the new Chase until-Jan-2025 boosted savings account already have a boosted-until-Nov account? Because, although their web pages say 

"You are eligible to get this offer if on 2 May 2024:

(a) you didn’t have a Chase saver account; or

(b) you had one or more Chase saver account(s) but the balance across all of those Chase saver accounts was below £50,000."

and I qualify under (b), having about £30 in a boosted-until-Nov account, I don't get anything talking about the new boost or 5.1% - just 4.1%. Do you have to go into the "add an account" process and get beyond naming it before they mention the 5.1%/boost?

The new Boosted Saver to January 2025 is called the Boosted Saver Two.  I think Chase are treating the November and January Boosted Savers as different offers for ‘eligible’ customers and their website also states that you cannot hold more than one Boosted Saver at any one time. 

yes, I asked their support, who've said if you had opened the November-ending Boosted Saver you wouldn't qualify for this one.

soulsaver

soulsaver said:

Bridlington1 said:

@soulsaver
Close Brothers Savings Easy Access Account Issue 4 now 4.9% (£10k min)

In addition the Chase Saver Account at 5.1% (includes 1% bonus) could possibly be worth being included in the top 10 given the new eligibility criteria for the top rate?? (see posts by @pokemaster and @EthicsGradient)

Messaged Chase asking if I need to close my account to get it.

Their CS when pushed after the usual non reply, have replied I/you/one can't have 2 boosted rates at the same time.  Fortunately I have several EA 5.20% rate options still, so I'll not sweat it. 

If I was minded to progress it, I'd be asking why wouldn't I just close the account(s)... and then apply again to get it?

ETA : In fact that's what I've just done: Closed the existing boosted saver and got offered the the extended boosted saver... 

ETA2: OK we have the intel... Added to ToTP listing, Thanks @Bridlington1@pokemaster and @EthicsGradient