The Top Easy Access Savings Discussion Area

1spiral

I posted a couple of months back that I'd managed to exceed the 20K daily limit. I needed something like 27K and thought that 25K was their limit so withdrew that. I then thought I'd double check the limit and found that it was 20K (larger amount for premier customers of which I am not one) so attempted the additional couple of K and got that also. Never tried it since so don't know whether this was a one off or a system fault.

https://forums.moneysavingexpert.com/discussion/6520558/ulster-bank-premier-customers?utm_source=community-search&utm_medium=organic-search&utm_term=ulster+bank+premier

wiseonesomeofthetime

We want to notify you that the expected profit rate on your Gatehouse Bank Easy Access is changing as follows on 03 July 2024:

Current rate	New lower rate
4.76% Gross	4.60% Gross

pokemaster

It would seem that more Chase customers are now able to get the 5.1% boosted saver rate

previously boosted 1% finished in Nov, but for the customers from today it ends in Jan

jaypers

pokemaster said:

It would seem that more Chase customers are now able to get the 5.1% boosted saver rate

previously boosted 1% finished in Nov, but for the customers from today it ends in Jan

There for me today and opened in seconds. Thanks.

tg99

Re Ulster withdrawal limit - can do up to £50k in one off transaction if have biometrics set up but limited number of days you can do this (can’t remember exactly but limited to certain number of days a month etc I think). 

moi

Thanks for the Chase Saver info @pokemaster I opened a new one & think I may as well close my existing Saver, since this new bonus account will revert to the same standard account in January 2025. Is there any reason not to just close the original ac that I might not have thought of?😕

flaneurs_lobster

moi said:

Is there any reason not to just close the original ac that I might not have thought of?😕

The reason to leave it open (with a quid in) is because of the reason that you might not have thought of.....

You can even "hide" unused accounts in the app.

Marcoos

allegro120 said:

gravel_2 said:

allegro120 said:

Ulster Loyalty Saver.
This might be a useful info for those who never tried larger withdrawals yet.
I used to make payments from this account to some of my RSs, but never exceeded £3k per day. Yesterday I was trying to withdraw a larger amount and discovered that the system don't let me withdraw more than £3k per day.  Tried this morning again and it didn't let me withdraw anything saying that I've already used my £3k limit.  I used chat, they explained me how to increase my limit and my problem was solved.
This is what I've learned from this experience:
1. Default setting is £3k for app and £2k for online per day, but can be manually changed to up to 20k per day.
2. Ulster's "day" can be more than one day.  Weekend+bank holiday is counted as one day. My £3k allowance was stretched from Saturday to Monday (3rd June is a bank holiday in Ireland).  
 

Good warning. My default was £750(!) when I tried to withdraw last week.

It looks like Ulster's default is random.  IIRC Santander's default was £5k for everyone.

It's the same for Natwest and RBS, same group I know. You need biometrics to go over £750. Can take a while to setup biometrics.

EthicsGradient

Did those of you opening the new Chase until-Jan-2025 boosted savings account already have a boosted-until-Nov account? Because, although their web pages say 

"You are eligible to get this offer if on 2 May 2024:

(a) you didn’t have a Chase saver account; or

(b) you had one or more Chase saver account(s) but the balance across all of those Chase saver accounts was below £50,000."

and I qualify under (b), having about £30 in a boosted-until-Nov account, I don't get anything talking about the new boost or 5.1% - just 4.1%. Do you have to go into the "add an account" process and get beyond naming it before they mention the 5.1%/boost?

adindas

I typically do not pay attention to my YBS saver saving rate as it is just stay there for a few days before I transfer it back. But I just notice that my Internet Saver Plus I13 is paying 4.80%.. This is a respectable interest rate foo easy access saving. I actually do not open this account as this is the conversion from the old Christmas Saver 2023 which mature a while ago. I was trying to locate the KPI (Summary of that product) I could not find it. But I could find Internet saver Plus Issue 14 which is available in here

https://www.ybs.co.uk/documents/productdata/Factsheet-YB681791W.pdf

My question:

Is the YBS Internet Saver Plus i13 currently paying 4.80% have the same term with Internet Saver Plus i14 e.g Unlimited withdrawals (subject to daily withdrawal limits), you could put a large lump sum and still get 4.80% ?

Does anyone could share info where could I find the KPI/Summary for this YBS Internet Saver Plus i13 ?

TIA