The Top Easy Access Savings Discussion Area

mebu60

wiseonesomeofthetime said:

dealyboy said:

Malchester said:

Saga Easy Access savings underlying rate being reduced by 0.2% from 15 June. Bonus remains the same. Isn't a top rate now, less so then

I guess Marcus will be doing the same but haven't had an email from them yet

... has already happened ...

My app still shows 4.75% AER, so guess an email will be on its way soon then for existing customers.

The reduction does not apply until 15 June. 

N.B. The 0.49% bonus is still available to refresh for anyone who wants to extend its duration.

km1500

I believe Marcus are reducing their rate by 0.2% can anyone confirm ?

PowerSavingMode

km1500 said:

I believe Marcus are reducing their rate by 0.2% can anyone confirm ?

Received email today re  Marcus Online Savings Account...

Patr100

By the way, many of us were on the Santander Easy Access Saver whose rate dropped last month and moved on 
but what also annoyed me was their app update a few weeks ago , meant that fingerprint log in was no longer supported
Ok, I'm on Android 9 - (Android support ended Jan 2022)  but the coincidence didn't help.
For now,  First Direct, Atom  and Zopa still support fingerprint on my phone
which otherwise I have no need to replace .
Not a reason to upgrade in itself,  but I do like the faster log in compared to using a pin.

jameseonline

Patr100 said:

By the way, many of us were on the Santander Easy Access Saver whose rate dropped last month and moved on 
but what also annoyed me was their app update a few weeks ago , meant that fingerprint log in was no longer supported
Ok, I'm on Android 9 - (Android support ended Jan 2022)  but the coincidence didn't help.
For now,  First Direct, Atom  and Zopa still support fingerprint on my phone
which otherwise I have no need to replace .
Not a reason to upgrade in itself,  but I do like the faster log in compared to using a pin.

Thing is it costs companies more money to support the older versions of Android/iOS along with the newer versions so they stop supporting the old versions.

You say you are using version 9 of Android, the current version is 14 (general release wise). So you are 5 releases behind.

I imagine at some point your other apps may not be fully supported either so at some point you may want to upgrade your phone.

Bridlington1

jameseonline said:

Patr100 said:

By the way, many of us were on the Santander Easy Access Saver whose rate dropped last month and moved on 
but what also annoyed me was their app update a few weeks ago , meant that fingerprint log in was no longer supported
Ok, I'm on Android 9 - (Android support ended Jan 2022)  but the coincidence didn't help.
For now,  First Direct, Atom  and Zopa still support fingerprint on my phone
which otherwise I have no need to replace .
Not a reason to upgrade in itself,  but I do like the faster log in compared to using a pin.

Thing is it costs companies more money to support the older versions of Android/iOS along with the newer versions so they stop supporting the old versions.

You say you are using version 9 of Android, the current version is 14 (general release wise). So you are 5 releases behind.

I imagine at some point your other apps may not be fully supported either so at some point you may want to upgrade your phone.

Mine's android 9 too but I've no intention of getting a new phone yet, I don't like parting with money at the best of times.

My logic is that if it still does everything I need it to do then I'll keep using it either until it breaks or getting a new phone will enable me to recover the cost of the new phone in the long run, e.g. I can't currently get the HSBC app on my phone but if they launched a switching offer/reward account that I was eligible for which I could only get if I used the app I'd then consider getting a new phone.

jameseonline

Bridlington1 said:

jameseonline said:

Patr100 said:

By the way, many of us were on the Santander Easy Access Saver whose rate dropped last month and moved on 
but what also annoyed me was their app update a few weeks ago , meant that fingerprint log in was no longer supported
Ok, I'm on Android 9 - (Android support ended Jan 2022)  but the coincidence didn't help.
For now,  First Direct, Atom  and Zopa still support fingerprint on my phone
which otherwise I have no need to replace .
Not a reason to upgrade in itself,  but I do like the faster log in compared to using a pin.

Thing is it costs companies more money to support the older versions of Android/iOS along with the newer versions so they stop supporting the old versions.

You say you are using version 9 of Android, the current version is 14 (general release wise). So you are 5 releases behind.

I imagine at some point your other apps may not be fully supported either so at some point you may want to upgrade your phone.

Mine's android 9 too but I've no intention of getting a new phone yet, I don't like parting with money at the best of times.

My logic is that if it still does everything I need it to do then I'll keep using it either until it breaks or getting a new phone will enable me to recover the cost of the new phone in the long run, e.g. I can't currently get the HSBC app on my phone but if they launched a switching offer/reward account that I was eligible for which I could only get if I used the app I'd then consider getting a new phone.

Fair enough but don't you make money with all the regular savings accounts etc to help pay for a better phone? 😜🤔

As long as you have a device to access things I guess so phone, laptop, tablet etc

Patr100

jameseonline said:

Patr100 said:

By the way, many of us were on the Santander Easy Access Saver whose rate dropped last month and moved on 
but what also annoyed me was their app update a few weeks ago , meant that fingerprint log in was no longer supported
Ok, I'm on Android 9 - (Android support ended Jan 2022)  but the coincidence didn't help.
For now,  First Direct, Atom  and Zopa still support fingerprint on my phone
which otherwise I have no need to replace .
Not a reason to upgrade in itself,  but I do like the faster log in compared to using a pin.

Thing is it costs companies more money to support the older versions of Android/iOS along with the newer versions so they stop supporting the old versions.

You say you are using version 9 of Android, the current version is 14 (general release wise). So you are 5 releases behind.

I imagine at some point your other apps may not be fully supported either so at some point you may want to upgrade your phone.

That's mostly just restating what I already said. 'I'm well aware what version I'm on and how far behind and stated the date and that at some point I may have to upgrade.

jameseonline

Patr100 said:

jameseonline said:

Patr100 said:

By the way, many of us were on the Santander Easy Access Saver whose rate dropped last month and moved on 
but what also annoyed me was their app update a few weeks ago , meant that fingerprint log in was no longer supported
Ok, I'm on Android 9 - (Android support ended Jan 2022)  but the coincidence didn't help.
For now,  First Direct, Atom  and Zopa still support fingerprint on my phone
which otherwise I have no need to replace .
Not a reason to upgrade in itself,  but I do like the faster log in compared to using a pin.

Thing is it costs companies more money to support the older versions of Android/iOS along with the newer versions so they stop supporting the old versions.

You say you are using version 9 of Android, the current version is 14 (general release wise). So you are 5 releases behind.

I imagine at some point your other apps may not be fully supported either so at some point you may want to upgrade your phone.

That's mostly just restating what I already said. 'I'm well aware what version I'm on and how far behind and stated the date and that at some point I may have to upgrade.

Oh ok maybe I misunderstood you, sorry

tg99

Does anyone know how Barclays process transactions in terms of the date when interest starts to be earned for the Rainy Day Saver? Transferred some money into it Friday night about 930pm, arrived instantly but showing transaction date of Mon 3 JUN 930pm. Assuming therefore they have a cut off in evening, with payments received after that not being credited for interest purposes until the following working day?