The Top Easy Access Savings Discussion Area

RG2015

tg99 said:

When paying money into Chase easy access (or current) account, should your bank recognise the Chase account details when it does the CoP check? I had thought Chase was signed up to CoP now but I am getting the ‘couldn’t check details’ message despite definitely entering correct info.

I have Chase in my RBS payee list and it has a green tick indicating that it is a confirmed payee.

It is not confirmed in my NatWest payee list so the Chase CoP sign up must have happened between 28/3/2022 and 25/9/23.

PS I have also just seen that NatWest and RBS have had access issues this morning so if you are having issues with these and Chase, that may be the reason.

tg99

RG2015 said:

 tg99 said:

When paying money into Chase easy access (or current) account, should your bank recognise the Chase account details when it does the CoP check? I had thought Chase was signed up to CoP now but I am getting the ‘couldn’t check details’ message despite definitely entering correct info.

I have Chase in my RBS payee list and it has a green tick indicating that it is a confirmed payee.

It is not confirmed in my NatWest payee list so the Chase CoP sign up must have happened between 28/3/2022 and 25/9/23.

PS I have also just seen that NatWest and RBS have had access issues this morning so if you are having issues with these and Chase, that may be the reason.

Thanks. It doesn’t seem to be issue at sending bank’s end or CoP in general as none of a few banks I’ve tested recognise the Chase details for any of my Chase accounts but they do recognise non Chase accounts.

Zopa_Trooper

Moneybox have increased the rate on their ISA, up to 5.1% (for me, tax Free) including introductory bonus. I know this is an ISA but it is easy access so can be used as a savings account. Once you have an ISA with them, you can also open a savings account, currently 5%.

pokemaster

EcologyBS

Easy Access Account: your new rate will be 3.60% gross* p.a/AER** (a 0.45% increase from 3.15%) from Tuesday 26 March 2024.

ranciduk

Shawbrook now down to 4.7% for new customers 

crumpet_man

Zopa_Trooper said:

Moneybox have increased the rate on their ISA, up to 5.1% (for me, tax Free) including introductory bonus. I know this is an ISA but it is easy access so can be used as a savings account. Once you have an ISA with them, you can also open a savings account, currently 5%.

There are some conditions regarding number of withdrawals and interest rate and it's not a flexible ISA.  With that in mind, if you need a cash ISA to use as an easy access savings account then Chip would be better as it is flexible and has the same rate of 5.1%

pecunianonolet

crumpet_man said:

Zopa_Trooper said:

Moneybox have increased the rate on their ISA, up to 5.1% (for me, tax Free) including introductory bonus. I know this is an ISA but it is easy access so can be used as a savings account. Once you have an ISA with them, you can also open a savings account, currently 5%.

There are some conditions regarding number of withdrawals and interest rate and it's not a flexible ISA.  With that in mind, if you need a cash ISA to use as an easy access savings account then Chip would be better as it is flexible and has the same rate of 5.1%

Th Moneybox ISA is actually 5.16%. Anyhow, ISA discussions are better placed here

d63

ranciduk said:

Shawbrook now down to 4.7% for new customers 

And just had an email to say they are reducing the rate on i37 from 5.0% to 4.7% on the 1st of may for existing customers.

ranciduk

d63 said:

ranciduk said:

Shawbrook now down to 4.7% for new customers 

And just had an email to say they are reducing the rate on i37 from 5.0% to 4.7% on the 1st of may for existing customers.

I’m i36 

no email yet...

🤞😬

mebu60

ranciduk said:

d63 said:

ranciduk said:

Shawbrook now down to 4.7% for new customers 

And just had an email to say they are reducing the rate on i37 from 5.0% to 4.7% on the 1st of may for existing customers.

I’m i36 

no email yet...

🤞😬

I expect quite a few Issue 36s were cleared out early March when the rate dropped to 5.0% (from 5.11% if memory serves).