The Top Easy Access Savings Discussion Area

t33

Cahoot - I'm wondering if to log in online UserID + Security Code and now OTP every time is a new thing since maybe a week or so ago and previously it was UserID+SecurityCode only.  Or it's been that way for a while, and I've been so on autopilot I've not noticed ?  Not complaining, just curious.

Malchester

t33 said:

Cahoot - I'm wondering if to log in online UserID + Security Code and now OTP every time is a new thing since maybe a week or so ago and previously it was UserID+SecurityCode only.  Or it's been that way for a while, and I've been so on autopilot I've not noticed ?  Not complaining, just curious.

Not new to my knowledge. Had a Cahoot account for a while and this security was always needed even though the website says all that's needed is user ID and security code. Queried why website said that but they didn't know 

poppystar

Beehive Easy Access back at 5.15%

@soulsaver

cadguy77

Message from Santander app this morning

Your Easy Access Saver Limited Edition (Issue 1) has changed

From 11 October 2023 the term of your account has increased from 12 to 20 months from opening.

You'll still earn 4.05% AER/ 3.98% gross (variable).

There are no other changes to your account. You can still access your funds at any time.

RG2015

cadguy77 said:

Message from Santander app this morning

Your Easy Access Saver Limited Edition (Issue 1) has changed

From 11 October 2023 the term of your account has increased from 12 to 20 months from opening.

You'll still earn 4.05% AER/ 3.98% gross (variable).

There are no other changes to your account. You can still access your funds at any time.

Would like to see the Issue 3 (5.20% AER / 5.08% monthly) extended

BooJewels

Me too @RG2015 - I was thinking recently, when looking at my various maturity dates, that with some of these EA accounts that are only offered in a narrow window and for a fixed period, they must experience a significant outflowing of cash when the time is up.  Or maybe it's only people like us that actually do that - maybe others are more ambivalent and just leave it where it is. 

Zaul22

Has anyone use West Brom? They have a bunch of bad reviews saying there were technical problems and the account kept saying their deposit was not from the nominated account when it was. 

mebu60

Zaul22 said:

Has anyone use West Brom? They have a bunch of bad reviews saying there were technical problems and the account kept saying their deposit was not from the nominated account when it was. 

Had an account with them a while back, main recollection is they were quite 'old school', lots of paper. Their EA at 2.8% has not enticed me back! Though I note they have a 60 day notice account at 5.25%. 

sheffieldeagle

I have an old account and not encountered any problems until I spotted this notice account. When I try apply it limits my choice to just three accounts which includes the ISA version of the account only.
Not quite following the logic of this.

Bazzalona13295

Zaul22 said:

Has anyone use West Brom? They have a bunch of bad reviews saying there were technical problems and the account kept saying their deposit was not from the nominated account when it was. 

Yes but never online.