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  • I was just about to open an account with the recommended Nat West Group Ulster Bank Easy saver but when I downloaded & read the terms & conditions I discovered that a power of attorney can't be used on this account if it's not an Northern irish one, English, Scottish & Welsh ones are not recognised by the irish government, this might not be important to some but my husband has POA for me also joint accounts are not allowed unless you already have an account with them.
  • tg99
    tg99 Posts: 1,258 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 14 October 2023 at 5:13AM
    Guessing payments to a sharedealing account such as Hargreaves Lansdown would not be eligible for the blue rewards 5% cashback - probably excluded under the bill payments or cash transactions exclusion categories in the t and c - but may give it a test. Anyone else know if this is the case?
  • ColdIron
    ColdIron Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    I tried it Oct 5th. My other transactions on the day have appeared as pending a few days ago but not the HL one
  • Rudyson
    Rudyson Posts: 354 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Nick_C said:

    I think you have to be signed up to Blue Rewards, but ALSO have to register for Cashback rewards, which can't be done online, only in the app.
  • Nick_C said:
    Thanks for this.  I do online banking only as I do not own a smartphone, and note that the document states that I can sign up to the Barclays Cahback Rewards Welcome Offer " by signing up in my Blue Rewards Wallet :

    However, I cannot see any facility to do this in the wallet. I have phoned Barclays to ask how this may be done, and they say that the offer can only be signed up for in the app, despite the FAGs clearly saying otherwise. Has anyone else successfully signed up for this offer using online banking?
  • Nick_C said:
    Thanks for this.  I do online banking only as I do not own a smartphone, and note that the document states that I can sign up to the Barclays Cahback Rewards Welcome Offer " by signing up in my Blue Rewards Wallet :

    However, I cannot see any facility to do this in the wallet. I have phoned Barclays to ask how this may be done, and they say that the offer can only be signed up for in the app, despite the FAGs clearly saying otherwise. Has anyone else successfully signed up for this offer using online banking?
    You are misquoting that FAQ, the full sentence is

    You can do this in your Blue Rewards wallet or on the Blue Rewards page in the Barclays app.

    Seems to me that you need the app to sign up for the Offer, the CS at Barclays that you spoke to said you need the app to sign up to the offer.
  • I took it to mean that I could sign up either in the Blue Rewards Wallet, (which is available in Online Banking as well as the App), or on the Blue Rewards page in the Barclays App, which is not available in Online Banking, as it's an App. The use of the word "or" can be seen to separate the two.
  • refluxer
    refluxer Posts: 3,236 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    The list of retailers participating in the Barclays Blue Rewards cashback offer is hilariously limited and obscure so, unless I'm missing something, it's not even worth the small effort of me registering for it based on the fact that I've never used any of the ones listed and if Barclays aren't going to provide a complete list, it's certainly not going to be worth swapping a guaranteed 1% cashback with Chase for an unknown chance of getting 5% with Barclays.

    Presumably if any popular retailers that the majority of people actually used on a regular basis were participating (such as supermarkets or the likes of Amazon etc), they would be mentioned ?
  • refluxer said:
    The list of retailers participating in the Barclays Blue Rewards cashback offer is hilariously limited and obscure so, unless I'm missing something, it's not even worth the small effort of me registering for it based on the fact that I've never used any of the ones listed and if Barclays aren't going to provide a complete list, it's certainly not going to be worth swapping a guaranteed 1% cashback with Chase for an unknown chance of getting 5% with Barclays.

    Presumably if any popular retailers that the majority of people actually used on a regular basis were participating (such as supermarkets or the likes of Amazon etc), they would be mentioned ?
    You are missing something, there is no limit on retailers for the wider 5% offer.

    Can I suggest that you look at the dedicated thread https://forums.moneysavingexpert.com/discussion/6476904/cashback-from-barclays-blue/p1
    for the correct interpretation of the offer.

    Perhaps all comments on this subject should move there as this is rather off-topic for Easy Access Savings

  • allegro120
    allegro120 Posts: 2,031 Forumite
    1,000 Posts Second Anniversary Name Dropper
    tg99 said:
    Guessing payments to a sharedealing account such as Hargreaves Lansdown would not be eligible for the blue rewards 5% cashback - probably excluded under the bill payments or cash transactions exclusion categories in the t and c - but may give it a test. Anyone else know if this is the case?
    I don't know for sure, but I think it will be excluded as cash transaction. Let us know the result if you decide to do a test. 
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