The Top Easy Access Savings Discussion Area

AndyTh_2

Bridlington1 said:

@soulsaver
YBS Online Rainy Day Issue 2 now pays 5%. The new rate isn't showing on their website yet but is when logged into online banking.

Interesting, and the main interest tier balance gone up from £5k to £10k

It's showing on their interest rate PDF found on https://www.ybs.co.uk/boe-rate-change as a 14/09/2023 change (today).

No other YBS products appear to have changed. The no longer available Loyalty six access still 4.7%, but they were a 12 month product and should be downgraded soon to the six access saver soon.

Malchester

AndyTh_2 said:

Bridlington1 said:

@soulsaver
YBS Online Rainy Day Issue 2 now pays 5%. The new rate isn't showing on their website yet but is when logged into online banking.

Interesting, and the main interest tier balance gone up from £5k to £10k

It's showing on their interest rate PDF found on https://www.ybs.co.uk/boe-rate-change as a 14/09/2023 change (today).

No other YBS products appear to have changed. The no longer available Loyalty six access still 4.7%, but they were a 12 month product and should be downgraded soon to the six access saver soon.

Must be updating website as no accounts are showing. Clicked compare accounts and none are there. Will try again later.

Edit all on now

southone

Bridlington1 said:

@soulsaver
YBS Online Rainy Day Issue 2 now pays 5%. The new rate isn't showing on their website yet but is when logged into online banking.

So 5% up to 10k now did it not used to be 5k

soulsaver

YBS Rainy Day Svr Iss2; 5.00% to £10K then 3.90% on balance over (14/09) On their webby now:
Product Details | Savings Product Finder | YBS Thnx @Bridlington1

Frogletina

Bridlington1 said:

@soulsaver
YBS Online Rainy Day Issue 2 now pays 5%. The new rate isn't showing on their website yet but is when logged into online banking.

I've only just closed this account. The main reason though, apart from the previously lower interest, was that the interest on this account is paid on 31/3/23 rather than in the next tax year.

Zerforax

RedImp_2 said:

Zerforax said:

Ugh made the mistake of quickly opening a Santander account without thinking. Did it in my name but in hindsight we need it in my partner's name as they're not a higher rate tax payer. Will probably just leave it in Chip for now.

I presume Chip is in your partners name?  Otherwise makes no sense 

Yes Chip is solely in partner name. Our main Santander account is a joint one but I didn't think it through when applying! Was just a couple of clicks for me.

SaveTheEuro

Family Building Society Online Saver 6 paying 4.96%. Minimum deposit £100. 

https://www.familybuildingsociety.co.uk/savings/bonds/product-detail/online-saver-(6)?_its=JTdCJTIydmlkJTIyJTNBJTIyZDg4MzIzNmMtMTFlZS00OGQzLWI4ODktOTI4MzFlMDM3MjBkJTIyJTJDJTIyc3RhdGUlMjIlM0ElMjJybHR%2BMTY5NDY4NjYwNH5sYW5kfjJfNTU5MV9kaXJlY3RfMDFkMWEzMzZlNmFiZmQyMDI4NjYxZDQ3YzFjNGEwZjUlMjIlN0Q%3D

@soulsaver

TiVo_Lad

Clean link to the FBS Online Saver Issue 6...

https://www.familybuildingsociety.co.uk/savings/bonds/product-detail/online-saver-(6)

Blandiblub

Grabbed the 5.2% Santander account thanks to Martin's message. Currently have most of my savings in Chip. They were keen to keep competitive by increasing their rate regularly. That seems to have stopped at 4.84% - I kinda forgot about them. Are they likely to stay there now? Might move the balance over to Santander...

ColdIron

Blandiblub said:

Are they likely to stay there now?

Who knows, they may not even know themselves yet

Might move the balance over to Santander...

I would have moved as soon as I opened the account