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The Top Easy Access Savings Discussion Area

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  • poppystar
    poppystar Posts: 1,697 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ellie99 said:
    poppystar said:
    SJMALBA said:
    Eirambler said:
    I take it if you've opened one of these but haven't funded it yet you'll still get the rate? We have some savings coming from a notice account next week that we wanted to put in easy access so opened an account especially for that, but it's currently sitting unfunded. (Could throw a quid in if it made a difference.)
    The Ts & Cs do say minimum balance of £1; whether that's to hold the account open, or just to get the full interest rate, I'm not sure, but, I'd throw a pound over if I were you, just to be on the safe side.

    I’m still waiting for the info to come in the post to get online but there is a small amount now whizzing over from my current account just in case! Fingers crossed the postal delays don’t mean the account is lost. 
    May I ask how you are managing to put in a small amount before the letters arrive in the post with the passwords?
    I can't see any way of doing this without Santander's banking details?

    Or is your current account with them so you have more info? I haven't any other accounts with them.
    The first email I had after I applied had the account number and sort code on it so I simply set that up as a payee from my Lloyds current account and transferred the money. It passed the confirmation check no problem. Of course I will have no idea if it has arrived safely until I can access Santander online…unless I go into the branch and get them to check. 
  • Villa1345 said:
    I have not received an email after applying for the Santander account. Im worried i made a typo.

    I took a screenshot of the application number, will i be able to phone up tomorrow and proceed with opening the account or am i too late?
    If it's a typo your account is probably already opened so it will be worth trying to contact Santander tomorrow and get it sorted.  Also might be worth to check your spam/junk folder if you haven't done it already.

    I've opened it on the day it was launched, received confirmation e-mail straight away and the account showed on my app imminently.
  • silvercue said:
    kaMelo said:
    ColdIron said:
    gt94sss2 said:
    The 5.2% Santander account is going off sale at midnight 
    Source?   
    Also being reported in the Telegraph
    Santander pulls top 5.2pc savings deal after just one week (telegraph.co.uk)

    But Santander said it will now pull the account at midnight on Tuesday, just eight days after launch, following “significant demand on the limited edition product”.

    From Wednesday it will offer easy-access savers a rate of 2.5pc instead – less than half the annual interest previously on offer. 

    I tried to set up an account today, but you have to post proof of identity, so that won't get to them until tomorrow or Thursday, so I guess I have missed out.

    Setting up an account online but not accepting digital copies of ID seems a bit ridiculous.
    You can also take your ID to a Santander branch, where they will copy your ID. Just remember to note your application number.
  • refluxer
    refluxer Posts: 3,250 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    The Santander Easy Access Saver Ltd. Ed. Issue 3 (5.20%) has now been replaced by the Easy Access Saver (Issue 24) @ 2.50%, as previously reported.
  • KevinG
    KevinG Posts: 2,123 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    refluxer said:
    The Santander Easy Access Saver Ltd. Ed. Issue 3 (5.20%) has now been replaced by the Easy Access Saver (Issue 24) @ 2.50%, as previously reported.
    I'm not sure what happened to issues 4-23! Why would anyone open an account at 2.5%?
    2kWp Solar PV - 10*200W Kioto, SMA Sunny Boy 2000HF, SSE facing, some shading in winter, 37° pitch, installed Jun-2011, inverter replaced Sep-2017 AND Feb-2022.
  • KevinG said:
    refluxer said:
    The Santander Easy Access Saver Ltd. Ed. Issue 3 (5.20%) has now been replaced by the Easy Access Saver (Issue 24) @ 2.50%, as previously reported.
    I'm not sure what happened to issues 4-23! Why would anyone open an account at 2.5%?

    The 5.2% was a Limited Edition #3
    the new 2.5% is just a normal Easy Access saver #24
  • KevinG said:
    refluxer said:
    The Santander Easy Access Saver Ltd. Ed. Issue 3 (5.20%) has now been replaced by the Easy Access Saver (Issue 24) @ 2.50%, as previously reported.
    I'm not sure what happened to issues 4-23! Why would anyone open an account at 2.5%?

    The 5.2% was a Limited Edition #3
    the new 2.5% is just a normal Easy Access saver #24
    Same reason why they open any account less than market leading😊
    micheal5kr.gif
  •  I applied for this Easy Access account  yesterday before midnight and received an OLA confirmation with no. 169…….at 21..00 hrs last night.
    This morning I received notification that a normal easy access saver account had been opened at 2.50%!
    What to do now?
    Can someone guide me please?
    Thank you.
  • Swipe
    Swipe Posts: 5,758 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 13 September 2023 at 11:21AM
    40LP said:
     I applied for this Easy Access account  yesterday before midnight and received an OLA confirmation with no. 169…….at 21..00 hrs last night.
    This morning I received notification that a normal easy access saver account had been opened at 2.50%!
    What to do now?
    Can someone guide me please?
    Thank you.
    Not a lot you can do other than to wait for the additional email with the correct info on it as promised to a forum member by Santander this morning 
  • Ugh made the mistake of quickly opening a Santander account without thinking. Did it in my name but in hindsight we need it in my partner's name as they're not a higher rate tax payer. Will probably just leave it in Chip for now.
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