The Top Easy Access Savings Discussion Area

murphydavid

No you are all wrong. As I hinted to above. Now I will spell it out. Its not in the wrong thread. No matter what the title of this thread is this thread was actually specifically created for discussion of Martins article entitled "top savings accounts". The proof of this is. If you go to it herehttp://www.moneysavingexpert.com/savings/savings-accounts-best-interest#fixed


You will find Fix rate accounts and whiss down to the bottom of the page and click on the discuss/Ask a question (About the fixed rate accounts you have just read about) link it brings you right back here.

G_M

murphydavid wrote: »

No you are all wrong. As I hinted to above. Now I will spell it out. Its not in the wrong thread. No matter what the title of this thread is this thread was actually specifically created for discussion of Martins article entitled "top savings accounts". The proof of this is. If you go to it herehttp://www.moneysavingexpert.com/savings/savings-accounts-best-interest#fixed


You will find Fix rate accounts and whiss down to the bottom of the page and click on the discuss/Ask a question (About the fixed rate accounts you have just read about) link it brings you right back here.

Oh dear! Well, if you insist on taking this seriously....

That link is not at the bottom of the page on fixed rate accounts, it is at the bottom of the page on 'Top Savings Accounts".

Right at the bottom. This page includes, amongst other things, fixed rate savings, but covers other types of savings too - including instant access.

And where does the link take you? To this thread which is introduced (1st post by MSE Dan) as :

"This thread is specifically to discuss the Instant Access Savings article Which includes the new free Savings Calculator tool."

rob_2512

junkmail42 wrote: »

I'd like to see a definitive list of which savings accounts support Faster Payments both In & Out, as this can make a fair bit of difference to the interest paid. How about it Martin!? (Apologies if there's one already!)

chris1 wrote: »

Try forums.moneysavingexpert.com/showthread.php?t=985463

It's not easy to compare the best savings accounts against the list in the Faster Payments thread. Looking at the bank websites, it would appear that neither the Post Office nor Santander do (the two top accounts with unrestricted withdrawals).

Perhaps the site could include whether accounts use Faster Payments and/or include the best Faster Payments account as a separate category?

murphydavid

G_M wrote: »

Oh dear! Well, if you insist on taking this seriously....

That link is not at the bottom of the page on fixed rate accounts, it is at the bottom of the page on 'Top Savings Accounts".

Right at the bottom. This page includes, amongst other things, fixed rate savings, but covers other types of savings too - including instant access.

And where does the link take you? To this thread which is introduced (1st post by MSE Dan) as :

"This thread is specifically to discuss the Instant Access Savings articleWhich includes the new free Savings Calculator tool."

Yes I already said it is the article on top savings accounts. and it includes fixed rate savings. As does this thread. Now if you can just provide a link that takes me to another article by Martin about fixed rate accounts that has a link pointing elsewhere (other than here) you might start to make headway. All the links you have provided so far are to an article that includes fixed rate accounts that has a link that comes here?
Oh and I'm glad you are suggesting we don't take you seriously.

Mr._H_2

murphydavid wrote: »

Yes I already said it is the article on top savings accounts. and it includes fixed rate savings. As does this thread. Now if you can just provide a link that takes me to another article by Martin about fixed rate accounts that has a link pointing elsewhere (other than here) you might start to make headway. All the links you have provided so far are to an article that includes fixed rate accounts that has a link that comes here?
Oh and I'm glad you are suggesting we don't take you seriously.

Has it not occurred to you that the article shouldn't link here? That it's an oversight on the part of moneysavingexpert? The facts are that this thread is entitled "The Top Instant Access Savings Discussion Area" and fixed-term accounts are not instant access and should therefore be discussed elsewhere.

veryintrigued

Hi there - advice please.

Looking to set up a joint current account with my partner. This will be fed (possibly £150 in total) from our own seperate current acounts and will be used for day to day spending (rather than saving).

Hence we'll both require a cash card and it must be unlimited withdrawals but some interest would be nice too.

Any good offers on at the moment please from decent customer friendly institutions?

Cheers

G_M

murphydavid wrote: »

Yes I already said it is the article on top savings accounts. and it includes fixed rate savings. As does this thread. Now if you can just provide a link that takes me to another article by Martin about fixed rate accounts that has a link pointing elsewhere (other than here) you might start to make headway. All the links you have provided so far are to an article that includes fixed rate accounts that has a link that comes here?
Oh and I'm glad you are suggesting we don't take you seriously.

Why? This website doesn't provide threads on EVERY single aspect of Moneysaving.

The facts on the purpose of this thread are clear - Look at the description of it written by the person who started it - in particular, note the use of the word "specifically".

Can't be clearer than that!

Now I'm hopping back on steve_xx's bus to find myself a cup of tea - and a more interesting debate......

Mr._H_2

veryintrigued wrote: »

Hi there - advice please.

Looking to set up a joint current account with my partner.

:rotfl: the irony!

This thread is for discussion of instant-access savings accounts.

There is a sub-forum dedicated to current accounts on this site here.

murphydavid

veryintrigued wrote: »

Hi there - advice please.

Looking to set up a joint current account with my partner. This will be fed (possibly £150 in total) from our own seperate current acounts and will be used for day to day spending (rather than saving).

Hence we'll both require a cash card and it must be unlimited withdrawals but some interest would be nice too.

Any good offers on at the moment please from decent customer friendly institutions?

Cheers

To get more replies try posting this again here. (The current account thread)

https://forums.moneysavingexpert.com/discussion/comment/6576269#Comment_6576269

Second
In my experience putting £150 (was it a month?) into such an account won't get you a good deal. I suggest, put a larger amount a month into it then use standing orders move the money back into the accounts where you want it in. This way you can open one of Martins best buy accounts that require a minimum turnover see

http://www.moneysavingexpert.com/banking/compare-best-bank-accounts#credit

On the other hand it
Sounds like a lot of work to me. Do you absolutely need cash? Hardly use the stuff myself.
I take it you thought about a joint cash back credit card paid off in full at the end of the month. If you miss out the ATM bit then it makes everything one or two percent cheaper.

Amy77_2

Guys can you please advise me...

I currently have £2k in my ING savings account...and well i've seen that their current rates...from next month its only 3.72 NET PA.

So basically im lookin for the best place...where i can keep £2k-£3k just gettin as much interest as possible, and be able to access it quickly (transfer to current account) if needed.

I dont have an ISA or anything like that.

Thanks