The Top Easy Access Savings Discussion Area

BooJewels

oz0707 said:

Can anyone tell me what the skipton double access online has gone up to recently? I can't access from my home internet connection

According to their recently released pdf, the "Double Access Saver & Branch Double Access Saver" is currently 4% and will rise to 4.25% on 14th August.

mebu60

oz0707 said:

When did aldermore decide to up their game? I'm kind of glad I didn't chase highest rates now and move money out the other week. I just keep a spreadsheet with the different accounts I use and an average of the interest rate. As long as the average is somewhere up around the top 10 I'm happy enough.

Yesterday.

mebu60

oz0707 said:

Can anyone tell me what the skipton double access online has gone up to recently? I can't access from my home internet connection

4.0% if it is Issue 2 (min £10k). 
Double Access Saver - Skipton Building Society

oz0707

mebu60 said:

oz0707 said:

Can anyone tell me what the skipton double access online has gone up to recently? I can't access from my home internet connection

4.0% if it is Issue 2 (min £10k). 
Double Access Saver - Skipton Building Society

BooJewels said:

oz0707 said:

Can anyone tell me what the skipton double access online has gone up to recently? I can't access from my home internet connection

According to their recently released pdf, the "Double Access Saver & Branch Double Access Saver" is currently 4% and will rise to 4.25% on 14th August.

rubbish, hopefully improves soon

janusdesign

BooJewels said:

oz0707 said:

Can anyone tell me what the skipton double access online has gone up to recently? I can't access from my home internet connection

According to their recently released pdf, the "Double Access Saver & Branch Double Access Saver" is currently 4% and will rise to 4.25% on 14th August.

might be worth noting that their Bonus Saver (Issue 8) will go up to 4.60% on the same date - so paying a higher rate with unlimited withdrawals and £1 minimum balance.

Bridlington1

The way I see it is that if I am going to be withdrawing say £2 from an EA account to cover a moneybox DD this takes just as much effort as reducing the EA account to the minimum balance. I've got to the point where I have most of the top paying EA accounts already so it only usually takes one or 2 extra faster payments to get the higher rate so I no longer have to open loads of new EA accounts regularly to get the top rates and due to my large collection of regular savers, it's rare I have much in EA accounts anyway so don't need to worry too much about payment limits. Even if it's only a few pence extra I'm getting, I think it worth the very little extra time and effort it takes to get the higher rate of interest.

oz0707

janusdesign said:

BooJewels said:

oz0707 said:

Can anyone tell me what the skipton double access online has gone up to recently? I can't access from my home internet connection

According to their recently released pdf, the "Double Access Saver & Branch Double Access Saver" is currently 4% and will rise to 4.25% on 14th August.

might be worth noting that their Bonus Saver (Issue 8) will go up to 4.60% on the same date - so paying a higher rate with unlimited withdrawals and £1 minimum balance.

Is this a loyalty account though?
TBF skipton is a provider I would like to ditch as not being able to access their website off '3' internet is a pain

janusdesign

oz0707 said:

janusdesign said:

BooJewels said:

oz0707 said:

Can anyone tell me what the skipton double access online has gone up to recently? I can't access from my home internet connection

According to their recently released pdf, the "Double Access Saver & Branch Double Access Saver" is currently 4% and will rise to 4.25% on 14th August.

might be worth noting that their Bonus Saver (Issue 8) will go up to 4.60% on the same date - so paying a higher rate with unlimited withdrawals and £1 minimum balance.

Is this a loyalty account though?
TBF skipton is a provider I would like to ditch as not being able to access their website off '3' internet is a pain

no - it's available to anyone in the UK 16 or over (annual interest only).

https://www.skipton.co.uk/savings/easy-access/bonus-saver

can you use their app instead ?

CooperSF

Catch you later, Chip.

SeriousHoax

cadguy77 said:

Rollinghome said:

alrk said:

Who else transfers money in and out as quickly as Chip? I will give them a few more days but preparing myself to have to move out for a bigger %

How much cash do you need to access instantly?
With the many of the better paying accounts, they'll only allow withdrawals to a single designated account, most often the one used to pay in.  Which is likely to be your hub current account. Once there, if it's more than £20k you could well find it not so easy to move it on to another account instantly without security checks, especially if it's a new account. Could be stuck there for a day.
If so, keeping some with a bank offering the fastest transfers but paying a smidgeon less, and one or more paying the highest rates with withdrawal times you can live with, could be the way to go.

For me, a long term Santander account holder (from alliance and Leicester days), I can do 4x 25k transfers per day without triggering extra security check bar OTP confirmation 

Alliance and Leicester that Brings back memories For me that was my very first place to save.
I used to go once a week with my pocket money that I had left Back in 1970s
My mum or dad used to take me.😛