The Top Easy Access Savings Discussion Area

jak22

KRs approach to EA rates and issues is strange - at least Shawbrook make it easy to ask for a switch to the latest issue if it's the highest rate retaining account number

issue 63 4.50% current
issue 62 4.53%
issue 61 4.25%
issue 60 4.00%
issue 59 3.90%
issue 58 4.03%
issue 57 3.95%
issue 56 4.12%
issue 55 4.00%
issue 54 4.00%
issue 53 3.72%
issue 52 3.72%
issue 51 4.25% and earlier

SeriousHoax

Dear Chip stop playing funny B.uggers & give us a little Friday feeling with a intrest boost.🤔😛

smithers1981

Tandem what is taking you so long smash the ball out the park and go 5%+

happybagger

TiVo_Lad said:

Bridlington1 said:

YBS have announced rises from 10/8/23. Notably:
YBS Rainy Day Issue 2 to 4.55% (up to £5k)
Loyalty 6-access esaver and 6-access Saver Issue 2 (NLA) to 4.7%
One Day Account (under 21s only) to 4.55%

Principality are noticeably quiet. They don't even have a "we're thinking about it" message on their website that I can find.

EDIT: Typo

And their NLA rates sheet has not updated since 18 May!

Mr_blibby

smithers1981 said:

Tandem what is taking you so long smash the ball out the park and go 5%+

Hang on until c 3pm when I'm going to empty our 2 Tandem accounts for pastures new.... on previous experience that usually causes a movement, just as I've completed the transfers, and you can then enjoy your weekend

Grouchy

Seems some outfits increased prior to 3/8 and a small rash afterwards.  Are we expecting any more rate increases from the usual players or has the dust already settled on the latest BoE increase?  I'm hoping to shuffle funds and then forget for a fair while once the top 10-15 EA is known.

alrk

Who else transfers money in and out as quickly as Chip? I will give them a few more days but preparing myself to have to move out for a bigger %

Section62

happybagger said:

TiVo_Lad said:

Bridlington1 said:

YBS have announced rises from 10/8/23. Notably:
YBS Rainy Day Issue 2 to 4.55% (up to £5k)
Loyalty 6-access esaver and 6-access Saver Issue 2 (NLA) to 4.7%
One Day Account (under 21s only) to 4.55%

Principality are noticeably quiet. They don't even have a "we're thinking about it" message on their website that I can find.

EDIT: Typo

And their NLA rates sheet has not updated since 18 May!

I queried this when I phoned them to close an account the other day.  They said they were aware it was out of date but there was some kind of technical issue updating the page.

PloughmansLunch

alrk said:

Who else transfers money in and out as quickly as Chip? I will give them a few more days but preparing myself to have to move out for a bigger %

If you're after an instant EA then out of the many I've tried only Atom is as quick as Chip, but their EA rates haven't been decent for a long time. Investec are pretty quick too, but again have lower rates than Chip.

Rollinghome

alrk said:

Who else transfers money in and out as quickly as Chip? I will give them a few more days but preparing myself to have to move out for a bigger %

How much cash do you need to access instantly?
With the many of the better paying accounts, they'll only allow withdrawals to a single designated account, most often the one used to pay in.  Which is likely to be your hub current account. Once there, if it's more than £20k you could well find it not so easy to move it on to another account instantly without security checks, especially if it's a new account. Could be stuck there for a day.
If so, keeping some with a bank offering the fastest transfers but paying a smidgeon less, and one or more paying the highest rates with withdrawal times you can live with, could be the way to go.