The Top Easy Access Savings Discussion Area

pokemaster

ooo thats good, its only just gone up to 4% on 29th June

(Based on less than £10k)

2.75%	March
3%	5th April
3.25%	17th May
3.50%	1st June
4%	29th June
4.25%	03-Jul

pecunianonolet

pokemaster said:

ooo thats good, its only just gone up to 4% on 29th June

2.75%	March
3%	5th April
3.25%	17th May
3.50%	1st June
4%	29th June
4.25%	03-Jul

8th March 2023*	£1+ 2.75% £10,000+ 2.85% £50,000+ 2.90%
5th April 2023	£1+ 3.0% £10,000+ 3.1% £50,000+ 3.15%
17th May 2023	£1+ 3.25% £10,000+ 3.45% £50,000+ 3.50%
1st June 2023	£1+ 3.5% £10,000+ 3.50% £50,000+ 3.50%
29th June 2023	£1+ 4.00% £10,000+ 4.00% £50,000+ 4.00%
3rd July 2023	£1+ 4.25% £10,000+ 4.25% £50,000+ 4.25%

* Account was opened on 8th March so this is a capture of the rate of the day and not a change taking effect from this date.

Would be nice if we somehow could track rates for accounts and all their changes. Would be very powerful data over time. Ideally stored in a database, web interface and customisable filters to show graphs...

EDIT:


Source: https://web.archive.org/web/20230324164400/https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

pokemaster

My April is different to yours?

£1+	3%
£10k+	3.20%
£50k+	3.25%

Somewhere between 5th April and 11th May....

Source: on my PC downloaded PDF 11th May

**Im thinking its around the 23rd April as I notice I have changes on the Rainy Day account with YBS....

3.35%	up to £5k	Mar-23
2.85%	over £5k	Mar-23
3.60%	up to £5k	5th April
3.15%	over £5k	5th April
3.10%	over £5k	23-Apr**
3.85%	Up to £5k	17th May
3.35%	Over £5	17th May
4.35%	Up to £5k	29-Jun
3.70%	Over £5	29-Jun

pecunianonolet

pokemaster said:

My April is different to yours?

£1+	3%
£10k+	3.20%
£50k+	3.25%

Somewhere between 5th April and 11th May....

Source: on my PC downloaded PDF 11th May

Yes, they must have raised it somewhere in between. Will ask them, need to have my records straight 

Silverweed

Pokemaster - thank you for posting those Newcastle T&C's. Good to know transferred in funds credited on day sent including w.ends and b.hols too.

TiVo_Lad

Seems Yorkshire are having a few issues this morning after the increase in rate for the Internet Saver Issue 13. If you try to Login and apply...

ForumUser7

TiVo_Lad said:

Seems Yorkshire are having a few issues this morning after the increase in rate for the Internet Saver Issue 13. If you try to Login and apply...

The app is down too!

I was going to apply for the product speculatively, but I think I don't even want it - yes it is a good rate, but on reflection I want my easy access accessible the same day, not the next day.

sparkyspark

Site up and running again. Seems there is No tiered difference on interest rates 4.25% on all balances Account name

YBS Internet Saver Plus Issue 13

What is the interest rate?

This account pays a variable** tiered†† rate of interest of: Annual Minimum balance Gross† p.a. AER* £1+ 4.25% 4.25% £10,000+ 4.25% 4.25% £50,000+ 4.25% 4.25% The rates we offer in the different tiers can vary and sometimes might be the same. Whether you need to pay tax is dependent on your own personal circumstances and so may be subject to change in the future. https://www.ybs.co.uk/savings/product?id=YB681671W

wiseonesomeofthetime

Nope, same rate in product terms sheet https://www.ybs.co.uk/productdata/Factsheet-YB681671W.pdf

patpalloon

My Investec EA account now showing as 4.12% (balance needs to be over £5000)