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The Top Easy Access Savings Discussion Area

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  • Bridlington1
    Bridlington1 Posts: 3,828 Forumite
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    I appreciate this won't be of much use to most people and apologies if it's already been mentioned on here before but for those who have a Leeds BS shared ownership mortgage it appears Leeds BS have launched a Shared Ownership Saver at 6% (£20k max, unlimited penalty free withdrawals).

    https://www.leedsbuildingsociety.co.uk/savings/access-accounts/shared-ownership-saver/
  • 10_66
    10_66 Posts: 3,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Kazza242 said:
    I logged into YBS online banking and I can't see any interest rate change applied to their Loyalty Six Access E-Saver account (NLA).  It is still displaying a rate of 4.00%


    If it stays that way, I'll be emptying it for Newcastle's Tracker.
    I rang YBS yesterday to see if I could find out when and what rate increase will be for this account.  The person I spoke to said the rates would increase by up to 0.50% and that it would happen on the 7th July.  However, it looks like (from some posts above) that some rates have already changed.
  • Bridlington1
    Bridlington1 Posts: 3,828 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    10_66 said:
    Kazza242 said:
    I logged into YBS online banking and I can't see any interest rate change applied to their Loyalty Six Access E-Saver account (NLA).  It is still displaying a rate of 4.00%


    If it stays that way, I'll be emptying it for Newcastle's Tracker.
    I rang YBS yesterday to see if I could find out when and what rate increase will be for this account.  The person I spoke to said the rates would increase by up to 0.50% and that it would happen on the 7th July.  However, it looks like (from some posts above) that some rates have already changed.
    When looking at my YBS online banking it seems to be that it's only savings accounts that are currently available to new customers that have updated. The ones that are NLA are yet to change so I imagine the NLA accounts will change on 7/7/23, the rest have been updated sooner.
  • 10_66 said:
    Kazza242 said:
    I logged into YBS online banking and I can't see any interest rate change applied to their Loyalty Six Access E-Saver account (NLA).  It is still displaying a rate of 4.00%


    If it stays that way, I'll be emptying it for Newcastle's Tracker.
    I rang YBS yesterday to see if I could find out when and what rate increase will be for this account.  The person I spoke to said the rates would increase by up to 0.50% and that it would happen on the 7th July.  However, it looks like (from some posts above) that some rates have already changed.
    I shall sit on my hands until 7 July then, but likelihood I will move my funds anyway, if not at least 0.40% rise, as would prefer unrestricted access and monthly interest over my current restricted access, annual interest, arrangement with this YBS account.
  • tg99 said:
    My Santander esaver now showing 3.75% up from 3.25%. Assume this updated overnight unless I missed it previously.
    Yes, same here. Just received this message in the app this morning:


  • AndyTh_2
    AndyTh_2 Posts: 332 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 29 June 2023 at 8:02AM
    dlevene said:
    https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice-savings.pdf

    Highlights include the Four Access Saver to 4.5% and First Home Saver to 5.45%

    They took a while but not bad!
    though worth updating your no chat comment to say from 7th July
  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,533 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 June 2023 at 8:04AM
    AndyTh_2 said:
    https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf shows the upcoming changes to YBS now

    generally only available to open accounts got the update today, the no longer available accounts getting them 7th July



    Thanks, though the effective date is the day before, Thursday July 
  • Krakkkers
    Krakkkers Posts: 1,297 Forumite
    1,000 Posts Second Anniversary Name Dropper
    So where is the promised Fordmoney rise?
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