📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1144014411443144514462003

Comments

  • ForumUser7
    ForumUser7 Posts: 2,502 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    YBS One Day Account -> 4.30% (only available to those under 21 and branch/post)
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 3,964 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I appreciate this won't be of much use to most people and apologies if it's already been mentioned on here before but for those who have a Leeds BS shared ownership mortgage it appears Leeds BS have launched a Shared Ownership Saver at 6% (£20k max, unlimited penalty free withdrawals).

    https://www.leedsbuildingsociety.co.uk/savings/access-accounts/shared-ownership-saver/
  • 10_66
    10_66 Posts: 3,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Kazza242 said:
    I logged into YBS online banking and I can't see any interest rate change applied to their Loyalty Six Access E-Saver account (NLA).  It is still displaying a rate of 4.00%


    If it stays that way, I'll be emptying it for Newcastle's Tracker.
    I rang YBS yesterday to see if I could find out when and what rate increase will be for this account.  The person I spoke to said the rates would increase by up to 0.50% and that it would happen on the 7th July.  However, it looks like (from some posts above) that some rates have already changed.
  • Bridlington1
    Bridlington1 Posts: 3,964 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    10_66 said:
    Kazza242 said:
    I logged into YBS online banking and I can't see any interest rate change applied to their Loyalty Six Access E-Saver account (NLA).  It is still displaying a rate of 4.00%


    If it stays that way, I'll be emptying it for Newcastle's Tracker.
    I rang YBS yesterday to see if I could find out when and what rate increase will be for this account.  The person I spoke to said the rates would increase by up to 0.50% and that it would happen on the 7th July.  However, it looks like (from some posts above) that some rates have already changed.
    When looking at my YBS online banking it seems to be that it's only savings accounts that are currently available to new customers that have updated. The ones that are NLA are yet to change so I imagine the NLA accounts will change on 7/7/23, the rest have been updated sooner.
  • 10_66 said:
    Kazza242 said:
    I logged into YBS online banking and I can't see any interest rate change applied to their Loyalty Six Access E-Saver account (NLA).  It is still displaying a rate of 4.00%


    If it stays that way, I'll be emptying it for Newcastle's Tracker.
    I rang YBS yesterday to see if I could find out when and what rate increase will be for this account.  The person I spoke to said the rates would increase by up to 0.50% and that it would happen on the 7th July.  However, it looks like (from some posts above) that some rates have already changed.
    I shall sit on my hands until 7 July then, but likelihood I will move my funds anyway, if not at least 0.40% rise, as would prefer unrestricted access and monthly interest over my current restricted access, annual interest, arrangement with this YBS account.
  • tg99 said:
    My Santander esaver now showing 3.75% up from 3.25%. Assume this updated overnight unless I missed it previously.
    Yes, same here. Just received this message in the app this morning:


  • AndyTh_2
    AndyTh_2 Posts: 336 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 29 June 2023 at 8:02AM
    dlevene said:
    https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice-savings.pdf

    Highlights include the Four Access Saver to 4.5% and First Home Saver to 5.45%

    They took a while but not bad!
    though worth updating your no chat comment to say from 7th July
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.