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The Top Easy Access Savings Discussion Area

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  • mebu60
    mebu60 Posts: 1,624 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    ranciduk said:
    Anyone know if HSBC’s online saver rate is going up anytime soon?


    My £10k plius interest likely to be going elsewhere next Thursday.
  • smithers1981
    smithers1981 Posts: 836 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    snappyfish said:
    Chip recommended @ 3.82%?

     I'm currently with Zopa smart saver 3.46% (83k) and Santander E-saver 3.20% (52k)

    Any suggestions for easy access? Thanks
    Tandem 3.75%
  • allegro120
    allegro120 Posts: 1,876 Forumite
    1,000 Posts Second Anniversary Name Dropper
    snappyfish said:
    Chip recommended @ 3.82%?

     I'm currently with Zopa smart saver 3.46% (83k) and Santander E-saver 3.20% (52k)

    Any suggestions for easy access? Thanks
    85k to Chip (3.82%) and 50k to Tandem (3.75%).
  • Nick_C
    Nick_C Posts: 7,602 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    wiseonesomeofthetime said:
    Email from Saffron BS

    Great news! On 24 May 2023 we increased the rate on your E-Saver to 3.45% Gross p.a / AER



    My £10 (minimum balance allowed to keep account open) will rise dramatically now then. Not! 🤦‍♂️😂
    Saffron BS "My Saver" has a minimum deposit of £1 and also pays 3.45%.   

    Not a top easy access saver, but the best account to maintain your Saffron membership in case they come up with something competitive in future.

    https://www.saffronbs.co.uk/savings/immediate-access-savings-accounts/my-saver
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ForumUser7 said:
    S_uk said:
    I wonder when we'll breach the 4.00% barrier for EA (bar Hanley BS, reg savers etc).
    I already have a 4% easy access account - KR Demelza Issue 7. It’s one I can keep for the rest of my life as I opened it before I turned 18 - was a very good decision. Those who held Issue 6 and below currently get 4.25%!
       YBS loyalty already at 4% (NLA)
  • ForumUser7
    ForumUser7 Posts: 2,458 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Wheres_My_Cashback said:
    ForumUser7 said:
    S_uk said:
    I wonder when we'll breach the 4.00% barrier for EA (bar Hanley BS, reg savers etc).
    I already have a 4% easy access account - KR Demelza Issue 7. It’s one I can keep for the rest of my life as I opened it before I turned 18 - was a very good decision. Those who held Issue 6 and below currently get 4.25%!
       YBS loyalty already at 4% (NLA)
    Limited access though - 6 per year IIRC. Mine is unlimited access (NLA too)
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • VNX
    VNX Posts: 458 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    S_uk said:
    I wonder when we'll breach the 4.00% barrier for EA (bar Hanley BS, reg savers etc).
    Will undoubtedly be breached inflation sure always erodes savings but that’s life these savings rates rises and competitive market is a very welcome change for savers 
  • Zaul22
    Zaul22 Posts: 383 Forumite
    Third Anniversary 100 Posts Name Dropper
    As long as it doesn't get withdrawn, Ford being near the top is always a good sign that the race is still on. 
  • RG2015
    RG2015 Posts: 6,051 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 27 May 2023 at 9:15AM
    Zaul22 said:
    As long as it doesn't get withdrawn, Ford being near the top is always a good sign that the race is still on. 
    Ford always give existing customers their best rate. However they often suspend new applications when they have good rates. Obviously this is when they have high volumes of new applications.

    There is a very high chance this will happen in the next few days so you would need to get in quickly. Fortunately there is none of this different issue nonsense!

    I can also report that the previously slow withdrawals have improved. I requested a withdrawal last week at about 8:00 am and it was in my nominated account before 12:00 midday.
This discussion has been closed.
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