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The Top Easy Access Savings Discussion Area

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  • GalacticaActual
    GalacticaActual Posts: 331 Forumite
    Fourth Anniversary 100 Posts Newshound! Photogenic
    intalex said:
    Not sure if it's only just happened or already picked up, but Marcus showing 3.50% AER (inc bonus) when I login...
    It must have changed overnight when they were performing maintenance.


    ”3.50% AER/3.44% gross (variable)

    Includes a bonus rate of 0.34% gross fixed for the first 12 months”

  • poppystar
    poppystar Posts: 1,633 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    GalacticaActual said:
    intalex said:
    Not sure if it's only just happened or already picked up, but Marcus showing 3.50% AER (inc bonus) when I login...
    It must have changed overnight when they were performing maintenance.


    ”3.50% AER/3.44% gross (variable)

    Includes a bonus rate of 0.34% gross fixed for the first 12 months”

    Saga shows the same, just updated.
  • Pompeydave1967
    Pompeydave1967 Posts: 249 Forumite
    Third Anniversary 100 Posts Name Dropper
    fletcher1985 said:
    tried to log in to my atom this morning and it says error fetching my accounts anyone else having this issue?
    All working ok this end , I had my fingers crossed after their maintenance shutdown last night that a rate increase might of appeared this morning but nothing….all coming out today and shifting to Shawbrook.
  • Sg28
    Sg28 Posts: 450 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 18 May 2023 at 9:16AM
    GalacticaActual said:
    intalex said:
    Not sure if it's only just happened or already picked up, but Marcus showing 3.50% AER (inc bonus) when I login...
    It must have changed overnight when they were performing maintenance.


    ”3.50% AER/3.44% gross (variable)

    Includes a bonus rate of 0.34% gross fixed for the first 12 months”

    Never thought I'd see the day Marcus beats Zopa. 

    Probably the launch of Zopas ISAs bringing in funds so no need to up EA rates.
    Ex Sg27 (long forgotten log in details)

    Massive thank you to those on the long since defunct Matched Betting board.
  • RG2015
    RG2015 Posts: 6,051 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Sg28 said:
    GalacticaActual said:
    intalex said:
    Not sure if it's only just happened or already picked up, but Marcus showing 3.50% AER (inc bonus) when I login...
    It must have changed overnight when they were performing maintenance.


    ”3.50% AER/3.44% gross (variable)

    Includes a bonus rate of 0.34% gross fixed for the first 12 months”

    Never thought I'd see the day Marcus beats Zopa. 

    Probably the launch of Zopas ISAs bringing in funds so no need to up EA rates.
    Surely when Marcus launched in Aug/Sept 2018 at 1.50% they were way ahead of Zopa.
  • janusdesign
    janusdesign Posts: 966 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    RG2015 said:
    Sg28 said:
    GalacticaActual said:
    intalex said:
    Not sure if it's only just happened or already picked up, but Marcus showing 3.50% AER (inc bonus) when I login...
    It must have changed overnight when they were performing maintenance.


    ”3.50% AER/3.44% gross (variable)

    Includes a bonus rate of 0.34% gross fixed for the first 12 months”

    Never thought I'd see the day Marcus beats Zopa. 

    Probably the launch of Zopas ISAs bringing in funds so no need to up EA rates.
    Surely when Marcus launched in Aug/Sept 2018 at 1.50% they were way ahead of Zopa.
    I don't think Smart Saver launched until October 2021... with a rate of 0.60%.
  • RG2015
    RG2015 Posts: 6,051 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    janusdesign said:
    RG2015 said:
    Sg28 said:
    GalacticaActual said:
    intalex said:
    Not sure if it's only just happened or already picked up, but Marcus showing 3.50% AER (inc bonus) when I login...
    It must have changed overnight when they were performing maintenance.


    ”3.50% AER/3.44% gross (variable)

    Includes a bonus rate of 0.34% gross fixed for the first 12 months”

    Never thought I'd see the day Marcus beats Zopa. 

    Probably the launch of Zopas ISAs bringing in funds so no need to up EA rates.
    Surely when Marcus launched in Aug/Sept 2018 at 1.50% they were way ahead of Zopa.
    I don't think Smart Saver launched until October 2021... with a rate of 0.60%.
    Okay thanks. I only opened my Zopa in the last few months and thought it had been around for longer.

    My statement was only based on Marcus being way ahead of everyone when it launched. 

    Just checked and Marcus with bonus from 29/9/2021 to 8/3/2022 was also 0.60%. 

    https://www.marcus.co.uk/uk/en/public-site/historical-interest-rates#osa
  • allegro120
    allegro120 Posts: 1,873 Forumite
    1,000 Posts Second Anniversary Name Dropper
    RG2015 said:
    Sg28 said:
    GalacticaActual said:
    intalex said:
    Not sure if it's only just happened or already picked up, but Marcus showing 3.50% AER (inc bonus) when I login...
    It must have changed overnight when they were performing maintenance.


    ”3.50% AER/3.44% gross (variable)

    Includes a bonus rate of 0.34% gross fixed for the first 12 months”

    Never thought I'd see the day Marcus beats Zopa. 

    Probably the launch of Zopas ISAs bringing in funds so no need to up EA rates.
    Surely when Marcus launched in Aug/Sept 2018 at 1.50% they were way ahead of Zopa.
    At that time Zopa wasn't a bank, they were still a p2p platform.
  • ForumUser7
    ForumUser7 Posts: 2,458 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Not TOTP but for those with it for DD purposes, Ecology Easy Access -> 2.75% from 2.50% effective 19/05/2023
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • pearl123
    pearl123 Posts: 2,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chorley BS 3.70%. Easy Access Saver. (Good news, as it might push a few other saving providers higher.)
    https://www.chorleybs.co.uk/saving/88ac/
This discussion has been closed.
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