The Top Easy Access Savings Discussion Area

ForumUser7

pecunianonolet said:

How instant is Skipton with their transfers? Got the account with £1 sitting in it. Got most parked in Kroo at the moment, which works fine but the app is still lagging but transfers in and out are almost instant.

The guy at Skipton I spoke to told me up to 4 hours for inbound faster payments to show, and mine appeared in 7 minutes! 

wiseonesomeofthetime

This morning I moved money from Skipton to Nationwide and it took about 30 minutes.

They have never been "instant" in the 15 or so months I have been with them. 

ColdIron

Yellowman said:

RG2015 said:

Re Skipton tracker base rate -0.90% discontinued.

Does this mean the best EA rates will have a ceiling at about 3.0% to 3.1% until the next BoE decision?

I opened a Skipton ISA account online on 2nd Feb.

Will I still be entitled to the rate 0.9% points below the BoE rate (i.e. 3.1%)?

If it's Issue 3 then yes, it's guaranteed for 24 months

movingon

Yellowman said:

I opened a Skipton ISA account online on 2nd Feb.

Will I still be entitled to the rate 0.9% points below the BoE rate (i.e. 3.1%)?

Yes.
On mine, the rate did not appear until I made a small deposit, but I opened mine last night and the correct rate is now showing

ColdIron

pecunianonolet said:

How instant is Skipton with their transfers? Got the account with £1 sitting in it. Got most parked in Kroo at the moment, which works fine but the app is still lagging but transfers in and out are almost instant.

Same day for me, an hour or so, with 2 transfers in and 2 out

janusd

pecunianonolet said:

How instant is Skipton with their transfers? Got the account with £1 sitting in it. Got most parked in Kroo at the moment, which works fine but the app is still lagging but transfers in and out are almost instant.

put another £1 in this morning and it took about 20 minutes; added a five-figure sum in later and it took 70 mins.

chris_the_bee

patpalloon said:

What's a good alternative to Marcus? I already have Tandem, Chase and Atom.

Kent Reliance 3% Same day transfer but not weekends.

soulsaver

chris_the_bee said:

patpalloon said:

What's a good alternative to Marcus? I already have Tandem, Chase and Atom.

Kent Reliance 3% Same day transfer but not weekends.

Got a link?

janusd

chris_the_bee said:

patpalloon said:

What's a good alternative to Marcus? I already have Tandem, Chase and Atom.

Kent Reliance 3% Same day transfer but not weekends.

isn't that a previous issue (50/51 of their Easy Access) that is now NLA ?

chris_the_bee

soulsaver said:

chris_the_bee said:

patpalloon said:

What's a good alternative to Marcus? I already have Tandem, Chase and Atom.

Kent Reliance 3% Same day transfer but not weekends.

Got a link?

Ah Ha!
It is 2.47% for new customers but 3% for existing customers, so I am the lucky one.