The Top Easy Access Savings Discussion Area

Zaul22

I'm surprised and disappointed Atom did not match Tandem like before. It's especially weird that Tandem are doing so well since they are an ethical (green in this case) bank and ethical banks usually have terrible rates. They seem to have been flooded with applications as they are taking a long time to verify my ID. 

flobbalobbalob

Zaul22 said:

Tandem :. They seem to have been flooded with applications as they are taking a long time to verify my ID. 

Same here

Malchester

Saffron Building Society e saver issue 20 going to 2.95% from 10 Feb. Not the best rate but I have been very impressed with them over service response and transfers in and out 

intalex

ForumUser7 said:

Skipton announcement re Variable Rates:

With effect from Monday 13 February 2023, we will be increasing all our variable savings rates, with no variable rate product paying less than 2.25% AER. Further details of these changes will be made available here in due course.

Hopefully they take into account that nothing was done following the 15th December rise.

https://www.skipton.co.uk/base-rate-change

Personally, I don't find this announcement any better than the one after the December BoE rate rise... I'm not wasting time sticking around this time.

Middle_of_the_Road said:

No increase to the 2.75 eSaver

Changes to Your Savings Accounts | Support | Santander UK

Thank you Santander for being competitive albeit for so short, and goodbye for now!

kaMelo

Minty33 said:

TiVo_Lad said:

Minty33 said:

Skipton 
Tracker Account Issue 3  and Cash ISA Tracker Issue 3
updating to 3.1% on Monday 6th Feb
( and older trackers no longer available also updating on same date eg Cash ISA Tracker Issue 2 to 4.35%)

https://www.skipton.co.uk/base-rate-change

It's good that they're moving more quickly than they have to, but I suspect it'll get overtaken pretty quickly as others move.

I think it is a good ISA rate

Indeed it is, after the rate increase it will overtake Virgin and become the top easy access cash ISA.
Actually they will be top payers on both ISA and non ISA tables as the Tracker Account at 3.1% will overtake Tandem in ToTP.

SeriousHoax

Goodbye Santander Esaver I've left you with 1p to keep you Happy.😀

Bridlington1

SeriousHoax said:

Goodbye Santander Esaver I've left you with 1p to keep you Happy.😀

That's more generous than me. I've left mine empty for months.

Yellowman

kaMelo said:

Minty33 said:

TiVo_Lad said:

Minty33 said:

Skipton 
Tracker Account Issue 3  and Cash ISA Tracker Issue 3
updating to 3.1% on Monday 6th Feb
( and older trackers no longer available also updating on same date eg Cash ISA Tracker Issue 2 to 4.35%)

https://www.skipton.co.uk/base-rate-change

It's good that they're moving more quickly than they have to, but I suspect it'll get overtaken pretty quickly as others move.

I think it is a good ISA rate

Indeed it is, after the rate increase it will overtake Virgin and become the top easy access cash ISA.
Actually they will be top payers on both ISA and non ISA tables as the Tracker Account at 3.1% will overtake Tandem in ToTP.

The Skipton easy access ISA also offers monthly or annual interest payments, while Virgin is only annual.

ForumUser7

Also, if you need any help with any aspect of your Skipton accounts, they have a sufficiently functioning customer service department (and complaints department)

NameWithheld

Minty33 said:

Skipton 
Tracker Account Issue 3  and Cash ISA Tracker Issue 3
updating to 3.1% on Monday 6th Feb
( and older trackers no longer available also updating on same date eg Cash ISA Tracker Issue 2 to 4.35%)

https://www.skipton.co.uk/base-rate-change

Thanks. Just opened the ISA. It will be useful for keeping my taxable interest below £1000 in the next tax year