The Top Easy Access Savings Discussion Area

AndyTh_2

soulsaver said:

Drop Offs 07/02

10 Cynergy EA Iss55 2.9% (18/01) App only(ish) Cynergy Bank - Online Easy Access Account (Issue 55) - 2.90% AER 

11 Yorkshire BS Rainy Day SVR iss2; Dbl access*; (see trail 04/01) wef 17/01 3.35% to £5k, then 2.85%; blended rate for £50k - 2.90% View our Easy Access Savings Accounts | Savings 

12 Skipton Base Rate tracker ISS4 - 2.90% (4.0 -1.10) see trail (06/02) Bank of England Base Rate change- Skipton Building Society Thnx Ed

12 Zopa tiered 2.86% EA; 2.91, 3.06, 3.26% - 7, 31, 95 day notice (app only) applied (15/12). Smarter Savings built for real life - Zopa 

13 Yorkshire BS IS Plus 13 *tiered* 2.85 >£10k< 2.75; 2.90% >£50k (17/01) View our Easy Access Savings Accounts | Savings |YBS See trail 17/01

14 Coventry 2.85% Limited Access (6 w/ds) Iss7 (11/01) Limited Access Saver (Online) (7) (coventrybuildingsociety.co.uk)

15 Ford Money Flexible Saver 2.8% (27/01) https://www.fordmoney.co.uk/savings-products/flexible-saver

Though that leaves only one non-limited, non-app, non-high balance, non-current account on the list available to new customers.

southone

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website

Get them secure messages sent again !

Less than a month since we did the last update will we need to contact them by secure message to get the right put down if they reduce rates I wonder LOL

Sea_Shell

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website

Get them secure messages sent again !

How long do you have to fund it with £1000?

janusd

Sea_Shell said:

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website

Get them secure messages sent again !

How long do you have to fund it with £1000?

if the balance drops below £1k, then the rate falls to 0.05%

Sea_Shell

janusdesign said:

Sea_Shell said:

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website

Get them secure messages sent again !

How long do you have to fund it with £1000?

if the balance drops below £1k, then the rate falls to 0.05%

So you can open with £1, but won't earn the headline rate until your balance exceeds £1000 ?


Just noticed it says...

"Minimum account opening balance of £1,000."

soulsaver

Sea_Shell said:

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website

Get them secure messages sent again !

How long do you have to fund it with £1000?

AFAIK long as you like, but the rate will be 0.05% below £1k. But note, they w/d products quickly, so if you want it, better get a wiggle on.

soulsaver

TiVo_Lad said:

SickGroove said:

Still waiting for Zopa to increase their rates...

From Monday I've 20K I need to put into an easy access account until I can put it into a new 1 year fixed Cash ISA on April 6th 2023 (already maxed out this year's allowance)

I've got Chase, Kroo & Tandem easy access accounts but after trying both Kroo & Tandem I think I'm gonna stick it all in Chase initially as they seem more fluid & any transfers to and from are pretty much instant.

There always the 3.05% from Oak North £20k minimum balance

https://oaknorth.co.uk/personal-savings/easy-access-limited-edition/

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website £1k minimum bal for rate, £500 minimum w/d.

Get them secure messages sent again !

Both added into ToTP, thanks. Took the liberty to add my bold into your quote.

Sea_Shell

soulsaver said:

Sea_Shell said:

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website

Get them secure messages sent again !

How long do you have to fund it with £1000?

AFAIK long as you like, but the rate will be 0.05% below £1k. But note, they w/d products quickly, so if you want it, better get a wiggle on.

I've got to cook lunch in a minute.  Hope it's still there later this afternoon 😉


You snooze, you lose.   Hey-ho. 

soulsaver

Sea_Shell said:

soulsaver said:

Sea_Shell said:

ranciduk said:

Shawbrook easy access account rises again

 now 3.01% on the website

Get them secure messages sent again !

How long do you have to fund it with £1000?

AFAIK long as you like, but the rate will be 0.05% below £1k. But note, they w/d products quickly, so if you want it, better get a wiggle on.

I've got to cook lunch in a minute.  Hope it's still there later this afternoon 😉


You snooze, you lose.   Hey-ho. 

Well if you can cook lunch in a minute, you should be OK... lol

SickGroove

Are Oak North decent?

App & website based?

Easy to sign up or a bit faffy?

Is the interest paid monthly?

Cheers!